Guo Jin College is a high-security Internet financial platform, which was jointly established by China Life Insurance, Tencent, China CITIC Bank and Xinbang Securities. It is relatively safe to put money in the National Finance Institute, but there are still some risks.
I. National Institute of Finance
Guo Jin College is a high-security online lending platform, which was jointly established by China Life Insurance, Tencent, China CITIC Bank and Xinbang Securities. Guo Jinsuo Investment Management Co., Ltd. was established on 20 14, 1 1. It is the first provincial-level state-owned large-scale Internet financial service enterprise in Hunan Province, providing a safe, standardized and transparent Internet investment and financing platform for financiers and investors with financial needs. It is the first state-owned high-security Internet financial platform in Hunan Province.
The company aims to alleviate the financing difficulties of small and medium-sized enterprises and meet the investment and financial needs of investors, and is committed to providing investors with safe and high-yield investment products and providing efficient and convenient direct financing services for financiers.
Second, deposits.
IFC's financial management is relatively safe, but it also has certain risks. As long as it is a wealth management product, it has risks and needs careful investment. Due to inflation, the cash in the bank may depreciate. It is possible that funds, bonds, stocks and risks will increase in turn, and the income will be relatively stable.
Third, the expenses incurred by the national fund.
1. Management fee: 0-4.5%;
2. Recharge fee: Recharge fee: After the user completes the full registration and recharge, the third-party fund custodian (yeepay) will charge a recharge fee of 2‰, which will be borne by the platform.
3. Withdrawal fee: borne by the platform.
Four. The business scope of IFC: investment management services; Investment consulting (excluding finance, securities and futures); (The above business scope shall not engage in national financial supervision and financial credit business such as taking deposits, collecting funds, accepting loans and issuing loans); Economic and business consulting services (excluding financial, securities and futures consulting); Information technology consulting services; Market research services; Enterprise management consulting service. (Projects subject to approval according to law can only be operated after approval by relevant departments)
V. Main business of National Finance Institute
Car loan | SME loan | creditor's rights transfer | other, and the guarantee method is financing guarantee company.
Intransitive verbs are subordinate departments of the National Institute of Finance.
The Investment Banking Department, the Risk Control Department, the Internet Technology Department, the Marketing Department and the General Department have gathered senior professionals in the fields of banking, Internet finance, information technology, credit and guarantee, and have a sound risk control system to fully guarantee the safety of customers' funds and transactions and provide customers with safe, flexible, convenient and efficient financial services.