At present, the maximum loan amount of Hengxiaohua is 200,000, and the longest service period can be divided into 12 months. Submit personal identity authentication and face recognition when applying, and then submit the rest of personal basic information. The age range of open application is 22-55 years old; After Heng Xiaohua submitted the audit, the whole process was basically passed by the system. There is usually no phone call back. After submission, the approval result is usually about 30 minutes. After the approval, the cash was successfully withdrawn in about 1-5 days. In terms of interest, according to the screenshots of users who have approved funds, the comprehensive annualized interest rate is within 35.9% (please refer to the actual interest rate at the time of borrowing).