That is, I applied for a farmer's financial lightning loan. Their platform made me pay more than 10,000 yuan, saying that I would lend money immediately, starting from yesterday.

Generally speaking, formal financial institutions will not charge fees for handling fees, guarantee fees, information service fees, packaging fees, contract fees, security deposits and other reasons before issuing loans. The subject is very likely to encounter a loan trap. It is recommended to call the police for help and recover the cheated property.

People who need funds should choose carefully when choosing loan channels or institutions, give priority to banks, insurance and large financial institutions, try to go to the official platform or physical storefront of formal institutions for consultation and business handling, and check whether their relevant licenses and certificates are complete before handling. Don't trust strangers in the network, and be alert to the trap before the next charge.

China Dida Insurance provides personal loan guarantee insurance service-Dida Time Loan Insurance, and its business model is Dida Time Loan Insurance+Capital Channel Loan. When you apply for land loan insurance, you can apply for credit enhancement for customers. Successful customers can get credit loans (unsecured loans) issued by investors such as cooperative banks, with a loan amount of 200,000-500,000. Before and after the insurance, Dida Insurance does not charge any extra fees.