In the past six months, under the correct leadership of the bank leaders, with the close cooperation of other offices and the efforts of all the staff of the accounting and cashier department, the financial work of the accounting and cashier of our bank has fully completed the indicators issued by the superior bank and the tasks formulated by our bank at the beginning of the year, and achieved certain work results. In order to sum up experience, overcome shortcomings and make our future work better, we will make a brief report on our accounting and cashier work in the past six months:
First, fully implement the requirements of the standardized management system of accounting supervision of the Head Office and continue to maintain the standardized management of accounting cashiers.
With the continuous strengthening and improvement of the head office's accounting supervision and standardized management system, the requirements for accounting cashier positions are getting higher and higher. In order to maintain the honor of the first-level unit of standardized management awarded by the provincial branch to the accounting cashier department and consolidate the achievements of accounting supervision and standardized management, in recent years, we have fully implemented the rules and regulations of the superior bank in accordance with the requirements of accounting supervision and standardized management, and strictly enforced them. Complement and improve the supervision responsibilities of each accounting post, formulate the specific work content of each post every day, and set up the operator post responsibility Committee. The class teacher is responsible for supervising the instructions, work efficiency and service attitude of the workers to various systems, accounting for the day, finding problems in time and solving them in time. The accounting supervisor inspects and assesses the work of employees irregularly, and punishes the problems found in the inspection and assessment according to the contents and standards of the assessment, so as to reduce the omissions in the work. After years of application, this method is still effective, and it has been well received by superior banks in the accounting supervision and inspection of municipal banks.
Second, strengthen financial management, increase revenue and reduce expenditure, and better achieve the financial indicators for the first half of the year.
1. Assist bank leaders to strengthen financial management and reduce unnecessary expenses.
At the beginning of the year, according to the cost indicators issued by the municipal bank and the requirements of the president's working meeting, firstly, according to the actual situation of our bank, we made a forecast table of business management expenses, made a detailed and accurate forecast of some rigid expenses, reasonably reduced some flexible expenses, reported the expenses to the bank leaders in a timely manner, and strictly adhered to the financial discipline and examination and approval system to keep their mouths shut.
2. Accurately provide various reports and financial calculations for the superior bank.
Accounting statements reflect the economic situation and operating results of a unit and a department. It is the basic duty of grassroots accounting to provide reliable accounting statements and forecasts to superior banks in a timely and accurate manner. Therefore, in the process of reporting statements, we strictly require relevant personnel to be careful and meticulous, especially when reporting some calculation statements, we have carefully considered and carefully considered some uncertain factors. After the parties report, it will be audited by the class teacher and then by the accounting supervisor. The competent governor can only report it after checking it correctly. Due to our strict requirements for reporting, there are no mistakes in our accounting report, which provides true and accurate data for the decision-making of the superior bank.
3. Pay close attention to the work of collecting interest and realize the annual profit of xxx million yuan in the first half of the year.
Interest collection is the most important task of the whole bank, and the completion of interest collection task is related to the smooth realization of all indicators of the whole bank. Therefore, at the beginning of the year, according to the overall deployment of the Bank's leaders, we worked out an interest collection plan in cooperation with relevant departments to ensure that the leaders were aware of the employees' work objectives, adjusted the interest collection plan in time according to the financial subsidies, reported the gains and losses to the relevant departments and the Bank's leaders in time, and collected all interest subsidies. We provided the fund split sheet for the sales refund of the enterprise in time and recovered the split interest in time. We cooperate with relevant departments to actively collect interest. Xxx In the first half of the year, the accrued interest of our loan was xxx million yuan, the actual interest was xxx million yuan, the profit was xxx million yuan, and the loan interest rate reached xx%, exceeding last year's profit plan. Related topics: summary of work in the first half of the year, summary of work in the first half of the year, summary of work in the financial accounting department, summary of work in the first half of the year, for reference only, don't copy it completely!
Third, strengthen team building, strive to improve the overall quality of accountants and cashiers, and achieve good results in business skills competitions.
The sales department is the "window" of distribution, directly facing customers, and the work is trivial and complicated, which requires every employee in the front line not only to have a solid business theory foundation, but also to have accurate work efficiency, so as to improve customers' trust in the Agricultural Development Bank, which requires all employees in the sales department to work together and do a good job in all aspects.
1, strengthen the study of political and business theory.
The business department has always maintained a good habit of studying politics and business theory every Friday afternoon. First, actively participate in the "knowledge lecture" activities of distance education carried out by the head office and provincial banks this year; The second is to organize employees to learn business theory twice a month. I have successively studied the Handbook for Accounting Practitioners of xxx Bank, the Financial Management System of xxx Bank, Selected Credit Policy System of Grain Reform Bank, and the Collection of Micro-payment System of China People's Bank. Through learning, we have a certain understanding of the country's line, principles and policies, and have a further understanding of the current grain system reform. In the process of studying, everyone is very serious and should not make up, and we also take a lot of study notes. We also conducted business assessment and anti-money laundering knowledge examination for all employees, which significantly improved the overall quality of all employees.
2. Focus on "improving business skills and comprehensive business quality" and make careful preparations to win the business competition of xxx Group.
Carry out multi-level and multi-channel business training. Carry out on-the-job training, on-the-job training, skill assessment and other activities among employees in financial and accounting departments, actively advocate the atmosphere of lifelong learning, enhance employees' awareness of crisis, competition and overall situation, and improve the overall quality of employees. At the beginning of X month in xx year, the city branch responded to the notice of the provincial bank "on holding the business competition of accounting personnel in the whole province" and decided to hold the business knowledge competition of accounting personnel in the whole city. After receiving the mail from the city branch, all members of the accounting department, Qi Xin, worked together to create a relaxed learning environment for business players and organized business players to conduct simulation drills for many times. Everyone gave up their holiday breaks and actively prepared for the war, and finally won the xx medal for the bank with an average score of 255 points. Afterwards, the city branch made a statement on the parade in Mishan in the form of a document.
Four, combined with the actual situation of the bank, formulate five rules and regulations, make a good pass, and give full play to the supervisory function.
1, from the system implementation, strengthen supervision and inspection. Accounting check is an important guarantee for the implementation of various systems, so it is very important to improve the accounting check system. First, according to the requirements of the documents of the superior bank, combined with the actual situation of the bank, the Management System for Electronic Seal Inspection of xxx Branch, Guidelines for Standardized Assessment of xx Accounting and Supplementary Provisions of xxx were formulated; second, the internal inspection and supervision of the accounting department were carried out. The accounting department is the undertaker of self-examination and supervision of various accounting business activities, and its supervision and inspection can effectively ensure the correct implementation of various rules and regulations. Including the inspection of each business by accounting reviewers, the inspection of important business matters by the accountant in charge or the class teacher, the after-the-fact inspection of daily business, and the comprehensive and systematic inspection of monthly accounting cashier business by the person in charge of accounting department of grass-roots units. The third is to combine key spot checks and on-site observation to urge the implementation of various systems. The person in charge of the accounting department should always conduct spot checks on important positions and important links. And often go deep into the front line of business, observe the operation of counter staff on the spot, correct problems in time when found, and eliminate potential risks in important links. Ensure the authenticity, compliance and legality of accounting business and the standardization and effectiveness of the implementation of various systems and measures.
2. Strengthen the supervision mechanism from the construction of internal control. A sound internal control mechanism requires all business work to be based on laws, regulations, rules and regulations, so that each link is linked, and each link is equipped with two people, two posts and two responsibility, so that the internal control chain can run smoothly. Therefore, the first is to fully implement the post responsibility system. Assign responsibilities to posts, implement the responsibilities of each post to people, let each employee perform their duties, conduct norms, supervise each other, and prevent risks before they happen. The second is to strictly implement the system of job rotation and compulsory vacation. For important posts, it is necessary to strictly implement post rotation or compulsory leave to prevent potential risks of important posts. The third is a strict authorization management system, and unauthorized operation and cross-operation are strictly prohibited. So as to establish an "iron" line of defense and prevent the occurrence of risks.
3, from the assessment of cash, strengthen the supervision effect. First, establish an assessment system based on post responsibility system, quantitatively assess the performance of each post responsibility every month, and link it with post salary. Second, violations of discipline and discipline must be corrected, and punished and corrected in time, resulting in operational risks and even financial losses, and should be investigated and dealt with in strict accordance with relevant penalties. Third, at the end of the year, it is necessary to calculate the comprehensive score of each post assessment for the whole year as a condition for the promotion, appointment and evaluation of cadres. Only in this way can we form a self-discipline mechanism and ensure that everyone consciously abides by various systems. 2. Strengthen the service supervision system and set up a complaint telephone and suggestion book. Establish time standards for handling various businesses to reduce the waiting time of customers.
Five, improve the anti-money laundering internal control system, strengthen publicity, to ensure that the work is implemented.
In June of XX, according to the unified arrangements and requirements of the People's Bank of China, anti-money laundering propaganda slogans were hung, on-site publicity, anti-money laundering knowledge consultation and anti-money laundering leaflets were conducted in the business premises. Train business managers on anti-money laundering business knowledge from time to time, distribute publicity materials to customers who open accounts in our bank, and assign special personnel to take charge of business consultation, and explain to enterprises how to do a good job in anti-money laundering prevention in time. Through self-examination, we found no suspicious payment transactions. Our service targets are mainly grain buying and selling enterprises and grain processing enterprises, and the service content is relatively simple, mainly including the deposit and withdrawal of funds in the process of grain sales and purchase, as well as a small amount of grain storage materials, a small amount of labor, wages and daily expenses of enterprises, each of which is not large. Although our clients are special and simple, we cannot relax the management of anti-money laundering work. Therefore, we must not treat it lightly, strictly follow the requirements of the Anti-Money Laundering Regulations of Financial Institutions and the Administrative Measures of People's City on Large and Suspicious Payment Transactions, and never give criminals an opportunity in our bank. Related topics: summary of work in the first half of the year, summary of work in the first half of the year, summary of work in the financial accounting department, summary of work in the first half of the year, for reference only, don't copy it completely!
Six, based on the current situation, do a good job in all stages.
With the further deepening of the reform of the grain circulation system, the financial accounting work of the Agricultural Development Bank has encountered new problems and difficulties, and the focus of the work has changed accordingly, with more and heavier phased tasks. In strict accordance with the documents of the superior bank, the spirit of the meeting and the resolutions of the executive meeting, our department held a special business research meeting in time, made detailed arrangements for the relevant work, and successfully completed various phased tasks through intense and efficient work.
Turn the old into the new, and do a good job in data archiving and various carry-over work.
Organize, bind and file all the documents, statements and subpoenas of XX year one by one, so as to achieve the realistic effect of being orderly and easy to find, and draw a satisfactory full stop for last year's work. At the same time, timely hand over xx annual accounting statements and subpoenas to the comprehensive archives of banks.
Actively coordinate with Mishan State Taxation Bureau to successfully complete the pre-tax declaration and deduction of bad debt enterprises.
In xxx years, there were xx state-owned enterprises approved by the head office for bad debts in grain purchase and sale, involving an amount of xx million yuan. The bank's accountants actively cooperate with the credit personnel to complete the write-off of bad debts. At the beginning of xx, according to the requirements of provincial and municipal branches, our department applied for pre-tax deduction of bad debts10 million yuan in the local state taxation bureau, involving xx enterprises, and applied for deduction of xxx million yuan. In order to ensure the timely completion of the declaration, with the help of bank leaders, our department actively communicated and coordinated with the IRS, enthusiastically answered each other's questions, and finally completed the pre-tax deduction declaration on time on xx, xx, xxx.
According to the requirements of the superior bank, the tax declaration materials of previous years were accurately reviewed, and the unpaid taxes were paid back as required.
Xx year xx month, according to the requirements of xxxx document,
Fourth, according to the requirements of the bank to transform the business hall, meet the requirements of the teller system, and actively cooperate with the security department to complete the installation and debugging of monitoring facilities.
According to the requirements of the promotion meeting of the teller system of the city branch on X, all members of our department gave up rest days, used Saturday and Sunday to cooperate with the construction unit to raise the floor of the business department to the specified requirements, and at the same time added five sets of heating for the business department to ensure a good working environment for employees.
Cooperate with the office security department, complete the installation and debugging of monitoring facilities on time, and install xx cameras for the business department. At the same time, xx cameras were installed outside the doors and windows, front and rear doors, stairs, tailgate, computer room and vault door of the business counter, which completed the remote monitoring, monitoring and control functions of real-time images, sounds and alarm data in the protected area of the business premises, and met the real-time monitoring function of the superior bank on the business conditions of various business premises.
Seven, shape the social image of xx Bank and build the brand culture of Agricultural Development Bank.
"Water changes with the situation, people change with ideas", and the banking industry should also change according to the requirements of each customer. Combined with the actual business of Agricultural Development Bank. Grain storage enterprises are the object of our service and our god, and serving them has become our unshirkable responsibility and obligation. At work, we also try our best to provide customers with fast and high-quality services.
1. Strengthen the construction of service environment and enhance the position of xxx Bank in the eyes of the public. Standardization and unification of signs outside business premises; The internal facilities of the business premises are complete; The service window is clearly marked; All items are placed neatly; Business documents are hung in a prominent position; Establish and improve safety precautions; A clean and tidy environment; Dress neatly and keep it tidy; Natural hairstyle and proper decoration. In short, the business window should be "bright, clean, complete and comfortable" to optimize the counter service; Adhere to the standard of "beautiful, sincere, advanced and distinctive", standardize the appearance, behavior, standing posture and sitting posture of employees to polite language, and give customers a sense of spiritual satisfaction.
2, advocate civilized service, improve the quality of window service, improve service attitude. Strengthen the creation of civilized service window, and standardize service quality with "fast, accurate, safe and convenient" as the standard; Standardize service attitude with "initiative, enthusiasm, patience and thoughtfulness" as the standard; "All for customers, all for customers, all for customers" runs through the activities of high-quality service and creating civilized service windows, always putting customer needs first, taking customer emotion as the first signal and customer satisfaction as the first standard, making our service window a brand that does practical things for local customers. At work, the business hours are full on time. Welcome customers to take the initiative and enthusiasm, actively accept business, handle business seriously and quickly, say goodbye politely after the business is completed, listen to opinions with an open mind, use civilized service terms, uphold a good service attitude, and satisfy customers.
In a word, accounting is the forefront of preventing financial risks. Only by giving full play to the functions of accounting work and standardizing the basic management of accounting can we effectively prevent and resolve internal risks and ensure the safety of national property.
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