(1) Call Gitzo's customer service hotline, and the nearest processing location will be selected. The borrower will prepare the materials needed for the loan and apply at Gitzo's store.
(2) Open the home page of Gitzo official website Cash Loan, fill in the reservation application information on the left side of the page and submit it; After that, the relevant salesman will contact the borrower to help him complete the loan processing.
Conditions for banks to apply for loans:
1, a natural person aged 20-55, with full capacity for civil conduct; Have a local permanent residence or long-term residence certificate and a fixed residence.
2. It has a stable and legal source of income and the ability to repay the principal and interest of the loan on schedule, and the annual income of the borrower's family is more than 20,000 yuan; The credit rating assessed or recognized by the bank is BBB or above.
3. It has a good reputation in the personal credit information system of the People's Bank of China and has no bad credit record.
Extended data:
Supervision and upgrading of cash loans
The rectification of cash loans has been further upgraded. On June 5438+February 1 day, the Office of the Leading Group for Special Remediation of Internet Financial Risks and P2P Online Loan Risks officially issued the Notice on Standardizing and Rectifying the Cash Loan Business (hereinafter referred to as the Notice), clearly coordinating supervision and strengthening the clean-up and rectification of cash loans.
The Notice clarifies the development principles of "cash loan" business, including that no organization or individual is allowed to engage in lending business without obtaining the qualification of lending business according to law, the comprehensive capital cost should comply with the provisions of private lending interest rate, operate prudently, abide by the principle of "know your customer", refrain from violent collection, and strengthen the protection of customer information.
Judging from the notice, market chaos such as violent collection, usury and information abuse have all been included in the "negative list"-this is also the supervision idea revealed by Yan Feng, deputy director of the inclusive finance Department of the China Banking Regulatory Commission last Friday afternoon.
The "Notice" also clarifies that the supervision department of microfinance companies will suspend the establishment of new network (Internet) microfinance companies; Suspension of a new batch of microfinance companies to carry out microfinance business across provinces (autonomous regions and municipalities). If the preparatory establishment has been approved, the approval for opening the business shall be suspended. The examination and approval department of a small loan company shall comply with the provisions of relevant documents of the State Council. For approved institutions that do not meet the relevant provisions, their business qualifications should be re-examined.
Baidu encyclopedia-cash loan