First, the housing price and monthly supply in first-tier cities.
House price: As of July, the average house price in first-tier cities was 46,000 yuan/m 2.
If you just buy an apartment of about 50㎡, the total price is about 2.3 million, the down payment is 30% and 690,000, and the monthly payment is about 6.5438+00,000.
I want to buy a house around 100㎡, with a total price of 4.6 million, a down payment of 30% 1.38 million, and a monthly payment of about 20,000.
Second, the income level.
1, rich second generation with family background.
For example, the rich second generation from Wang Sicong can buy their own houses in first-tier cities. They have family background, resources, contacts and connections, and they started differently. This should be basically agreed, needless to say.
2, highly educated, corporate executives working class.
According to the current statistics, the annual salary of the working class is 500,000, which is a relatively peak average income level, not to mention the annual salary of one million. 50㎡ single apartment, with a monthly payment of 6.5438+0 million yuan, should not be difficult for them; 100㎡ house, with a monthly payment of 20,000, accounting for 50% of the income. There is pressure, but it is not impossible.
Therefore, highly educated wage earners and corporate executives can buy houses in first-tier cities on their own.
3, the middle management of the working class
At present, the average income of middle-level employees in first-tier cities is 1.5-20000 yuan and the annual income is 1.8-240000 yuan. A 50㎡ single apartment with a monthly payment of 6.5438+0 million yuan, accounting for 50% of the income, is basically available. Going up again, it's a little hard at first.
Therefore, ordinary wage earners can also buy their own houses, that is, the area is small.
4. Ordinary working class
As the middle management is already under a little pressure, ordinary wage earners can only work hard and bite their teeth to see if they can buy a house with a smaller area and far from the central city.
5. People in emerging industries
For example, online celebrities do a good job. It is said that there are hundreds of thousands a month and tens of thousands of ordinary people a month, which is equivalent to the middle and above management of the working class. This kind of person is fine. But not everyone knows about online celebrities. According to statistics, it's still the "28 Law", 20% of people are doing this wave of new industries, and others are still struggling at the level of ordinary working class.
To sum up, young people can buy houses in first-tier cities by themselves. The question is how much money you have. Improving yourself is the fundamental problem.