How to transfer provident fund after job-hopping in Shanghai?

Some employees have some misunderstandings about the housing provident fund, thinking that paying the provident fund every month will reduce a lot of wages. Actually, it is not. Paying housing provident fund has many advantages. For example, if you buy a house, you can enjoy a low-interest provident fund loan, and you can withdraw it if you meet certain conditions. Years later is generally the peak of job hopping. With the change of work, the provident fund also needs to be transferred. In Shanghai, what are the noticeable problems when the provident fund is transferred from the original unit to the new unit?

1. How to handle the transfer business for the employee transfer company?

If the employee is employed by the new unit after the termination of the labor relationship with the original unit, the original unit shall transfer the employee housing provident fund account to the new unit within 30 days from the date of termination of the labor relationship. You can tell the provident fund account number and name of the new unit to the provident fund manager of the original unit, and the former unit manager will fill out the Notice of Shanghai Housing Provident Fund Transfer in duplicate (the first one is stamped with the official seal of the unit or the special seal for housing provident fund business), and go to the housing provident fund business outlet of China Construction Bank where the housing provident fund account of the original unit is located to help you handle the personal housing provident fund account transfer business.

2. After the job transfer, can I fill out the Notice of Shanghai Housing Provident Fund Transfer and go to CCB?

Employees cannot handle this business by themselves. Because the Notice of Shanghai Housing Provident Fund Transfer is in duplicate, the first copy must be stamped with the official seal of the original unit or the special seal for housing provident fund business. So you can ask the manager of the original unit to go to the housing provident fund business outlet of China Construction Bank where the housing provident fund account of the original unit is located to help you handle the transfer of individual housing provident fund account.

3. If the unit handles the transfer of housing provident fund accounts for employees, can it go to CCB to fill out the Notice of Shanghai Housing Provident Fund Transfer directly?

Of course. The former unit provident fund manager carries the official seal of the unit or the special seal for provident fund business, the account number of the new unit housing provident fund and the name of the new unit transferred to the employee, and purchases the Notice of Shanghai Housing Provident Fund Transfer at the housing provident fund business outlet of China Construction Bank where the former unit housing provident fund account is located, so as to handle the transfer of the provident fund account for the employee.

4. The company has employees who need to transfer the provident fund account. If the company originally paid the provident fund in Huangpu District, can it help employees transfer out in Xuhui District?

You can't. Must go to the China Construction Bank housing provident fund business outlets where the original unit housing provident fund account is located to handle the transfer for employees.

5. If the nature of the company's business changes and it needs to be cancelled, all employees' provident fund accounts of the company shall be transferred to the newly established company as a whole. What should I do? How long does it take to transfer money?

If all or part of the employee's housing provident fund account is transferred, the unit provident fund manager shall issue the Notice of Shanghai Municipality on the Transfer of Housing Provident Fund in duplicate, and attach a transfer list, indicating the individual name, housing provident fund account number and ID number of the transferred employee. "Notice of Shanghai Housing Provident Fund Transfer" and the first copy of the transfer list shall be stamped with the official seal or special seal for provident fund business. Units carrying materials to the original unit housing provident fund account where the construction bank housing provident fund business outlets for transfer, if the procedures are complete, generally 3 working days can be completed.

6. Can the company handle the transfer business for employees 30 days after the termination of labor relations with employees?

If the unit pays the housing provident fund for employees at the end of next month, it may take more than 30 days for employees to transfer their provident fund accounts during this period. It is suggested that the unit immediately transfer the employee housing provident fund account to the new unit according to the handling requirements after the provident fund is remitted normally.

7. The employees have been transferred as a whole, and now some employees can't get in touch, and a copy of their ID cards can't be obtained. Only their ID numbers. Can this be done?

When the unit handles the overall transfer, it is necessary to fill in the transfer list, and indicate the transfer employee's name, housing provident fund account number and ID number on the transfer list, without attaching a copy of ID card and other related materials.

8. Due to the cancellation of the company, what should I do if I can't provide the official seal of the company on the Notice of Shanghai Housing Provident Fund Transfer when I go to the CCB counter to handle the transfer of provident fund accounts for employees?

You can write down the situation in the column of "Unit Seal" of the notice of transfer of Shanghai housing provident fund, and provide relevant certification materials for cancellation of the company. After de-approving and confirming the fact that the company has been cancelled, employees can be transferred.

(The above answers were published on 20 17-02- 17. Please refer to the current actual purchase policy. )

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