2. Bank credit investigation: such as the use records of loans and bank credit cards, which is also the focus of all information collection;
3. Non-financial liability information: for example, mobile communication costs;
4. Public information: such as the payment information of housing provident fund;
5. Inquire about information: inquire about the information records of credit reports recently.
What information about individuals can be collected by credit reporting agencies?
What information can't credit reporting agencies collect from individuals?
1. It is forbidden for credit reporting agencies to collect personal genetic genes, fingerprints, blood types, diseases and medical records, and other personal information prohibited by laws, regulations and administrative rules;
2. Credit institutions shall not collect personal income, savings, commercial insurance, real estate information and tax information.
However, the credit reporting agency shall inform the information subject of the possible adverse effects of providing information and obtain its written permission. This paper mainly writes about what information can be collected by credit reporting agencies about personal knowledge points, and the content is for reference only.