2。 The monthly interest rate of 3% is fixed, and the interest is calculated according to the total loan amount.
For example, the monthly interest on a loan of 50,000 yuan is 50,000 *2. 3%= 1 150 yuan
The salesman earned 1 time, and the commission was 2-3%.
The company has income every month.
For example, the customer borrows 1 year, the salesman earns 1 month interest, and the company earns 12 months interest (2% of the handling fee for lending is equivalent to the customer paying 13 months interest! )
Do you see it? Lenders make the most money!