The first case: the house has not paid off the loan.
If the property has a loan, the name of the spouse or child must be added with the consent of the mortgagee (usually a bank or a guarantee company in a provident fund center). At present, under normal circumstances, the mortgagee will not agree to the request of adding the property owner, so in practice, the name can only be added after paying off the loan.
The second case: the house has no loan, or the loan has been paid off, and the spouse's name should be added.
Both husband and wife bring their ID cards, marriage certificates, real estate licenses and land certificates (all of which must be original) to the housing management window of the administrative service center.
All required expenses: 80 yuan for residential registration and 550 yuan for non-residential registration; Every * * * owner adds a house ownership certificate at a cost of 10 yuan/copy; Map matching 20 yuan/Ben.
The third case: the house has no loan, or the loan has been paid off, and the child's name should be added.
Many citizens think that it is natural and simple to add parents' houses and children's names, and there should be no cost. However, in terms of property rights, the current property owner is Party A, that is, 0/00% of the property rights of the house/kloc-belongs to Party A, so it is necessary to add a name to the real estate license, that is, the property owner of the house has changed from belonging to Party A to belonging to both parties ... When the housing registration department handles the corresponding formalities of adding a name, it will handle the relevant formalities by means of property rights transfer. Therefore, adding a second person to the real estate license without a name, whether the added person is a child or a parent (the spouse has special circumstances) or a stranger, is the same in the courtyard, and all of them transfer the property right of 100% originally belonging to one person to the second person (the specific ratio can be agreed by both parties).
Both parties can agree on a specific transfer method: sale or gift. Transfer fees, which is sold and donated, is completely different, and it should be determined comprehensively according to factors such as the housing area, the number of years of application, and whether there are enough houses under the names of both parties. If it is decided to give a gift for transfer, both parties shall go to the Notary Office at No.9 Xinyan East Road (next to RT Mart) for notarization and gift, and then go directly to the housing management window of the administrative service center with notarial certificate, real estate license, land certificate, ID card and marriage certificate for transfer. Which way to choose depends on the situation. You can consult the local tax authorities and calculate the relevant expenses before making a decision.
I would like to remind you that although gifts between immediate family members are exempt from business tax and personal income tax, they need to pay extra notarization fees, and the deed tax is always 3% of the appraisal price. Therefore, if the difference between the transfer fee calculated by sale and gift is not particularly large, then considering the factors of later sale, the first choice for the transfer fee of this name should be sale.