More than 90 square meters of Changsha is a big house with a down payment of more than 30%.
Loan requirements: ID cards, household registration books, income certificates, bank accounts and loan application forms of both parties.
When buying a house, you will be asked to fill out a form, one of which is how many people buy a house together and how much property each person owns.
If you don't work in Changsha, I suggest you buy it outside the Second Ring Road. The transportation is convenient and the price is about 6000.