What is the difference between Ping An Insurance Children's Wisdom Star Universal Cross 10 and 15?

The minimum payment period is 10 year. As for the above, 15 or 20 years, depending on the customer's own needs and actual ability to pay.

There is no specific difference, only the question of how much children will spend on education in the future.

The more you accumulate, the more policy value, that is, education funds, will naturally increase.

No payment after 10 has no effect on the protection, but the value of the policy is definitely not as much as that paid by 15.