What should I do with the renovation loan of Siyang ICBC? What procedures are needed and how long will it take?

1. For different lending institutions, the time allowed to repay the mortgage in advance is different. For example, among the four major banks, China Construction Bank and Bank of China generally require borrowers to repay for one year before they can apply for early repayment. The requirement of ICBC is that the borrower can apply after six months of repayment on time. 2. Other commercial banks, such as China Merchants Bank and Bank of Communications, also applied for repayment from ICBC before the repayment deadline, demanding full repayment on time for one year. Some ICBC did not require repayment before the repayment date. If the borrower is willing, he can apply for prepayment at any time. 3. However, I learned from the staff of ICBC that due to the relatively large amount of mortgage loans, few people apply for early repayment after one year. Therefore, if you want to repay the mortgage in advance, you must consider the problem of repaying the mortgage in advance in light of your actual situation.