Name, ID number, address, bank account, personal income of loan, work unit, position, professional title, contact information, telephone number, zip code,,,
2. What are the main contents of personal credit information?
Name, ID number, address, bank account number, loan, credit card, credit status, personal income, work unit, position, professional title, contact information, telephone number, postal code,,,
3. What does personal credit information mainly include?
Personal credit information mainly includes the credit and liabilities of loans and credit cards, repayment details, asset disposal information, and information related to guaranteeing others.
In addition, the People's Bank of China mainly records personal basic information, credit information, non-financial liability information, public information and inquiry information, and credit information is the core content of personal credit information.
Personal credit type 1. Personal housing commercial loan
Personal housing commercial loan is a self-operated loan issued by bank credit funds, which refers to a commercial housing loan that a natural person with full capacity for civil conduct applies to the bank as a guarantee for repayment of the loan when buying a self-occupied house in a town of this city.
2. Personal housing provident fund loans
Personal housing provident fund loan is an entrusted loan issued by policy housing provident fund, which refers to the housing provident fund loan that employees who pay housing provident fund apply to the bank when they buy, build, renovate or overhaul their own houses in cities and towns of this city, with their own property houses as a guarantee to repay the loans.
3. Individual housing portfolio loans
Borrowers who meet the requirements of personal housing commercial loans can deposit housing provident fund at the same time, or apply to the bank for personal housing provident fund loans while handling personal housing commercial loans, that is, borrowers can apply to the bank for personal housing provident fund loans and personal housing commercial loans (this loan method is referred to as personal housing portfolio loans) with the urban self-occupied housing purchased in this city as collateral.