Diversification of full coverage channels
It is reported that CCB's branches all over the country can handle the "new village management" business, and CCB has established cooperative relations with all securities companies in the country to provide investors with comprehensive banking services. In addition, customers can handle the "new village management" business of CCB not only at the counter, but also through online banking, mobile banking, telephone banking and other channels.
"For customers who register for the first time, we also provide more registration methods." According to the relevant person in charge of Dongguan Branch, at present, customers can sign contracts by making an appointment to open an account or pre-designating CCB. Signing a contract can be achieved through online banking, mobile banking, one-stop POS and other electronic devices, which is no longer limited to bank counters and is more convenient and fast.
In short, if customers go to CCB's outlets first, they can make an appointment to open an account and register a designated securities company in advance, and then open a securities account in the designated securities company to complete the third-party depository process; If a customer goes to a securities company first, he can also designate a third-party depository bank in advance while opening a securities account, and then go to CCB to complete the third-party depository process.
"Xincun Guanyin Securities Co-branded Card" provides dual services for bank securities.
According to the introduction of CCB Dongguan Branch, in Dongguan, CCB and Dongguan Securities also issued a joint bank-securities card. "Andrew Co-branded Card of Xincun Crown" is essentially a financial IC debit card, but there are also value-added services provided by brokers. "It has high safety performance and is very convenient to use. In addition to all the traditional functions of magnetic stripe cards, such as consumption, transfer, cash deposit and withdrawal, one card with many accounts, collection and payment, etc. It can also make small quick payments without passwords and signatures. "
Value-added services help small and medium-sized enterprises to finance.
The combination of banks and securities companies can also provide financing value-added services. In fact, the innovative signing mode of "new village management" is also applicable to small and medium-sized enterprises. At the same time, through the dual integration of banks and securities platforms, banks can also provide stock financing and pledge services for enterprises.
CCB Dongguan Branch said, "Banks can package the stocks of enterprises into assets, providing a new financing method, which is an innovation in the financial field and a service derived from the new village management". Due to the limited negotiation and financing ability of small and medium-sized enterprises, when enterprises want to raise funds, they can package stock assets or other financial products. Through the integration of big banks, the negotiation ability of small enterprises can be greatly improved.
It is worth noting that CCB can also classify customers according to different securities companies in order to better select securities companies. It is difficult for enterprises to choose which securities company is good. "CCB currently cooperates with all securities companies. Some securities companies prefer market business, some prefer product business, and some prefer investment banking business. However, CCB will provide graded value-added services to securities companies, which is also a help to customers. " The relevant person in charge of CCB Dongguan Branch said.
In addition, CCB's "trust depository" business can provide investors with the transfer and inquiry services of customer transaction settlement funds and customer credit transaction settlement funds (margin trading and securities lending business), making it easier for investors to manage funds. At present, CCB's new depository business can provide functions such as establishing and rebuilding contract relationship, bookkeeping, checking account balance, transferring securities funds from the bank, modifying customer information, modifying and resetting passwords, third-party depository of customer credit funds, and directly entering the bank securities period.
Related Q&A: What is the new depository? The new depository institution is the third-party depository institution of CCB's customer transaction settlement funds. By opening a management account for investors, the corresponding relationship between the fund account and the bank settlement account is established, and the cashier and custody duties of the customer's transaction settlement funds are fulfilled. Xin depository is mainly for domestic and foreign individual investors and institutional investors. After the new depository is opened, it can not only complete the real-time transfer of funds between the bank settlement account and the fund account of the securities company, but also inquire the account balance in another way, enjoy all kinds of comprehensive financial services provided by CCB and cooperative securities companies, and realize the safety and efficiency of funds. After the new depository is opened, a certain amount of funds can be transferred, and the money in the account can be used to invest in stocks, futures and other securities. But you should pay attention to the related risks when investing. Generally speaking, for users of wealth management products, the higher the risk, the higher the income. However, high-risk wealth management products may lose the principal, which needs attention. China Construction Bank was established in June 1954+ 10/0/. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. Shareholders include Shanghai Baosteel Group Corporation, State Grid Corporation and central huijin Investment Co., Ltd. ... which owns subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension. 1. Credit depository, that is, the third-party depository of CCB's customer transaction settlement funds, is based on the Securities Law of People's Republic of China (PRC) and relevant laws and regulations, and establishes a one-to-one correspondence between the management account and the bank settlement account by opening management accounts for investors, thus fulfilling the cashier and custody duties of CCB's customer transaction settlement funds. Two. Overview of Xin Depository Management "Xin Depository Management refers to the depository business of China Construction Bank (original CTS business), which means that the securities company is responsible for the entrustment of investors' securities trading, the management of securities accounts and the calculation of investors' securities trading fund settlement data according to the transaction settlement data of the stock exchange. China Construction Bank is responsible for the management of investors' margin accounts, the transfer of special accounts, the cash deposit and withdrawal of savings accounts, and receiving instructions from securities companies to transfer commissions. If you are an investor in the original securities business department, you need to go to the securities business department to check the customer number and password, sign a securities agency business agreement (tripartite agreement), and then bring your valid identity certificate (original), China Construction Bank savings card or passbook (if there is no card or passbook, you can open it on site) and the securities agency business agreement (original) to the counter of Beijing Branch of China Construction Bank for signing.