Is there a handling fee for Audi car financing loan?

In principle, it is not necessary, but it is an open overlord clause of 4s stores. Lawyer Yin Jun of the Transportation Group of Hunan Tiandiren Law Firm believes that the financial service fee can only be charged by qualified financial institutions, and the 4S shop, as a business place for vehicle sales and after-sales service, has no right to collect it and should be refunded.

"This is unacceptable regardless of whether the 4S shop has explicitly informed it in advance, because the 4S shop itself is not qualified to charge this fee."

Lawyer Yin Jun thinks that the renewal fee of 2000 yuan can't be charged either.

Article 14 of the Measures for the Administration of Automobile Sales stipulates that suppliers and dealers shall not limit suppliers and after-sales service providers of automobile parts, supplies, finance, insurance, rescue and other products to consumers. When selling cars, dealers shall not force consumers to buy insurance or provide services such as vehicle registration on their behalf.

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Experts believe that there is no legal basis for dealers to collect financial service fees, and there are many violations.

Jia, executive director of china automobile dealers association, believes that the financial service fee is purely arbitrary charges by dealers under various pretexts, and unjust enrichment should be refunded.

"There is no clear notice of payment of financial service fees in advance, which infringes on consumers' right to know. Some have been informed in advance, but they are actually overlord clauses. Consumers have no choice but to pay the service fee to apply for a car loan.

In addition, this fee is not invoiced, or even directly entered into a private account, which involves tax evasion. Wu Shaoping, a lawyer at Shanghai Hutai Law Firm, said.

China News Network-Four Questions: What are the ways for dealers to collect such fees?