What is the standard for Xining to identify the second suite?
1, second suite; It is the abbreviation of the second set of ordinary self-occupied housing, which refers to the mortgaged housing that is approved by the borrower's family (including the borrower, spouse and minor children), and the per capita housing area of the borrower's family is higher than the local average level, and applies for housing loans from commercial banks again.
2. The criteria for identifying the second suite are: the borrower applies for a loan to buy a house for the first time, and his family has registered more than one set of houses in the housing registration information system where the house is to be purchased; The borrower has used the loan to buy a house (or above) and applied for a loan to buy a house.
3. Parents have houses, and then buy houses in the name of minor children. When I was a minor, I had real estate under my name, and then I borrowed money to buy a house when I was an adult. There is a house bought in full in the name of the individual, and then the house is bought by loan. There is a loan to buy a house under the name of the individual, and then the loan is used to buy a house after the sale. Commercial loans are used for the first purchase, and provident fund loans are used for the second purchase. Before marriage, one party borrowed money to buy a house, and after marriage, he applied for a loan to buy a house in the name of the other party, but their accounts were not together. After the marriage, the two parties borrowed money to buy a house, and after the divorce, one party applied for a loan to buy a house.
What materials do I need to provide to buy a second suite in Xining?
1. The materials to be provided are as follows: sealed application form, house sales contract, house number confirmed by the buyer and seller who signed the pre-sale contract, measured house area, house price settlement, surveying and mapping table, house registration form, household floor plan, special receipt for special maintenance funds, deed tax payment or exemption certificate, identity certificate of the purchaser (copy and original inspection), and * * * submission agreement for some houses.
The above is about the identification standard of the second suite in Xining and what materials are needed to buy the second suite in Xining. Usually, when you choose a second suite, you will buy it by loan. Before buying, you can go to the relevant departments to consult whether it meets the conditions for buying a second suite.