Section 1 Do everything possible to increase residents' income
I. Main tasks and objectives
Actively promote the reform of the income distribution system and improve the distribution system with distribution according to work as the main body and multiple distribution methods coexisting; Increase the adjustment of income distribution, establish and improve a long-term mechanism for residents' income growth, promote the adaptation of urban and rural residents' income level and quality of life to the city's economic development level, and continuously enhance the pulling effect of consumption on economic growth. During the Eleventh Five-Year Plan period, the per capita disposable income of urban residents increased by 8% annually, and the per capita net income of farmers increased by 6% annually.
Second, the main policy measures
(1) Establish a long-term mechanism to increase the income of urban residents. We will improve the mechanism for the coordinated growth of workers' income and economic benefits, improve the enterprise wage guidelines and the minimum wage system, and gradually raise the minimum wage standard and the treatment of retirees on the basis of improving benefits. Actively expand employment and accelerate the development of labor-intensive industries, service industries and small and medium-sized enterprises of various ownership with large employment capacity; Standardize the labor market order, encourage workers to start their own businesses and choose their own jobs, promote various forms of employment, and increase the income of urban residents. We will improve the minimum living security system, raise the minimum living security standard for urban residents in a timely manner, and actively support groups with living difficulties to get rid of poverty independently. We will continue to improve and standardize the salary system for civil servants.
(2) Promote farmers' income through multiple channels. Accelerate the adjustment of agricultural structure, so that farmers can get more benefits in the expansion of agricultural functions. Actively develop high-yield industries such as special grain and vegetables, forest fruits, animal husbandry and aquatic products, promote the upgrading of agricultural products and increase the added value of products. Accelerate the construction of characteristic industrial bases, make leading enterprises bigger and stronger, improve the marketing network, enhance the degree of agricultural industrialization and drive farmers to increase their income. Cultivate large-scale characteristic industrial clusters, promote rural scattered production factors to gather in characteristic industries and towns, and broaden farmers' employment space and income-increasing channels. Actively explore the reform of township management system, control arbitrary apportionment and arbitrary charges, and reduce the burden on farmers. Accelerate the transfer of rural surplus labor force and increase the wage income of farmers' families.
(3) Establish and improve the adjustment mechanism of income distribution. Adhere to the improvement of the distribution system with distribution according to work as the main body and multiple modes of distribution coexisting, and encourage production factors such as labor and capital to participate in distribution according to their contributions. Pay more attention to social equity, take * * as the goal, strive to improve the income level of low-income people, expand the proportion of middle-income people, effectively regulate excessive income, and strive to alleviate the trend of widening income distribution gap among some members of society. Improve the annual salary system, employee stock ownership, technology and intellectual property rights distribution system. Reasonably adjust the income distribution of industries and strengthen the supervision of the income inside and outside the wages of monopoly industries and enterprises with excessive income. Standardize job consumption and official consumption, and accelerate the monetization of welfare benefits in government agencies and institutions. Standardize the distribution order of personal income, rectify unreasonable income and ban illegal income according to law. Strengthen supervision, strictly implement the minimum wage system, and prohibit acts that infringe upon the interests of employees, such as arrears and deduction of wages. Strengthen assistance to urban low-income groups, and develop and improve the development-oriented poverty alleviation mechanism that is compatible with the market economic system. Seriously solve the problems of low-income people's medical care and children's difficulty in going to school. Strengthen the collection and management of individual income tax.
Section 2 Improving the Consumption Structure of Residents
I. Main tasks and objectives
Accelerate the improvement of the quality of life of urban and rural residents, promote the continuous upgrading of the consumption structure focusing on housing, transportation, communications and medical care consumption, accelerate the transformation from survival to development and enjoyment, from meeting basic living needs to pursuing high-end needs, and from focusing on improving living standards to focusing on improving quality of life.
The main trend of upgrading the consumption structure of urban and rural residents is that the Engel coefficient will decrease steadily. In 20 10, the urban stability was around 35%, and the rural stability was around 38%. Actively promote public nutrition improvement actions, optimize the dietary structure of residents, and promote the development of food consumption in the direction of nutrition and health; Actively promote the upgrading of durable consumer goods and promote the popularization of environmentally friendly and energy-saving durable consumer goods; Encourage the improvement of service consumption and expand service consumption and leisure consumption in education and training, medical care, culture and education, entertainment, tourism and leisure; We will improve the housing supply system with ordinary commodity housing as the mainstay and affordable housing as the supplement. In 20 10 year, the per capita housing area of urban residents will reach 17 square meters, and the per capita housing area of rural residents will reach 3 1 square meter, and the living environment and production and living environment will be greatly improved. Actively promote the popularization of communications and computers, and encourage energy-saving and environmentally-friendly cars to enter the family. In 20 10, every 100 households in the city have cars 15. Encourage product and service innovation to meet multi-level and personalized consumer demand.
Second, the main policy measures
(1) Actively expand the consumption field. Strengthen macro-control, increase investment, develop affordable housing construction, strive to increase the supply of commercial housing, control the excessive rise of commercial housing prices, and ensure that the housing area and quality of urban low-income families have been greatly improved. Promote the reform of the medical and health system to better meet the people's health and medical consumption needs. Vigorously develop all kinds of education, such as private schools, and curb the excessive growth of education fees. Accelerate the development of tourism, advocate active and healthy ways of entertainment and leisure, and improve the quality of people's spiritual life. Implement the paid vacation system and improve the statutory holiday vacation system. Actively promote migrant workers to settle in cities and expand the scale of urban consumer groups.
(2) update the residents' consumption concept. Efforts should be made to increase the income of urban and rural residents, improve the consumption power of residents, especially rural residents and urban low-income people, and start and expand consumer demand. Guide consumption expectations and increase spot consumption. By improving public services, expanding social security coverage, developing commercial insurance and other measures, we will strive to relieve residents' worries about expanding consumption. Actively advocate credit consumption, simplify loan procedures, expand the scale of consumer credit, broaden the scope of consumer credit, extend the repayment period of loans, and support and promote the upgrading of household consumption. Strengthen the guidance of consumption policies, and focus on the development of transportation, communication, education, medical care, finance, insurance, real estate, commerce, family services, consulting and other service industries and high-tech information products industries closely related to people's lives, so as to provide conditions for the development of residents' consumption structure to a higher level.
(3) Strengthen the supervision and management of the consumer market. Strengthen the price supervision of education, medical care, housing and other products and services to curb excessive price increases. We will crack down on fake and shoddy products, maintain market order, optimize the consumption environment, and reduce the consumption risk of residents. Improve the quality of consumers, establish a scientific and healthy consumption concept, actively use public opinion tools, publicize consumption knowledge, establish correct consumption concepts and consciousness, and guide the consumption structure to develop in the direction of combining material civilization with spiritual civilization.
Section III Perfecting the Social Security System
I. Main tasks and objectives
Coordinate the reform of social security system and the construction of urban and rural social security system, and improve the basic pension, medical care, unemployment, work injury and maternity insurance system and social assistance system for urban workers; Actively promote the reform of insurance system and build a social security system in which commercial insurance and social insurance promote each other; Increase financial investment in social security, strengthen fund collection according to law, speed up the construction of "golden insurance project", gradually establish personal accounts, improve the overall planning level, reasonably determine the security standards and methods, and establish and improve a social security system that is compatible with the level of economic development, independent of enterprises and institutions, diversified in funding sources, multi-level in security methods and socialized in management services. During the "Eleventh Five-Year Plan" period, urban workers' basic old-age insurance, basic medical insurance and maternity insurance, unemployment insurance and industrial injury insurance basically achieved full coverage; The new social assistance system covering urban and rural areas has been improved and strengthened on the basis of minimum living security, disaster relief and five guarantees, supplemented by special assistance such as medical care, education, housing and law, supplemented by other assistance and social assistance.
Second, the main policy measures
(1) Improve the social insurance system. Expand the coverage of urban basic old-age insurance, speed up the improvement of the basic old-age insurance system for urban workers that combines social pooling with individual accounts, ensure that pensions are paid in full and on time, improve the social pooling mechanism, and gradually implement individual accounts; Establish enterprise annuity, develop personal savings endowment insurance and commercial insurance, and form a multi-level endowment insurance system; Focusing on non-public enterprises, we will gradually expand the basic old-age insurance to all employees in cities and towns, and further expand the coverage of old-age insurance. Establish a medical insurance system that suits the characteristics of different groups of people and meets multi-level medical needs, guide qualified enterprises to establish supplementary medical insurance, and standardize the operation of large supplementary medical insurance; Improve the maternity insurance system. Establish a mechanism linking unemployment insurance benefits with payment properly, and improve the function of unemployment insurance to promote re-employment. Focus on high-risk industries and migrant workers, develop industrial injury insurance, combine industrial injury insurance with safety production and accident prevention, and gradually form a unified system. Explore the establishment of rural insurance system, focus on the old-age insurance for landless farmers, steadily promote the old-age insurance in rural areas, and develop and consolidate the new rural cooperative medical system focusing on serious illness.
(2) Strengthen basic management. Unify the establishment of social insurance administrative agencies, social insurance agencies and social insurance supervision agencies, standardize business processes, establish and improve various work management systems, service standards and assessment systems, gradually form a virtuous circle mechanism for raising, operating and paying social insurance funds, and improve the comprehensive management level of social insurance undertakings. Establish an interconnected, information-sharing, safe and reliable unified social insurance information service network, optimize the business handling mode, and establish a standardized business management system, a perfect socialized service system and a scientific macro-management system. Establish and improve the socialized management service system for retirees independent of enterprises and institutions and relying on the community, and bring all enterprise retirees in the city into community management. Do a good job in social security for migrant workers.
(3) Improve and perfect the social assistance system. In accordance with the principle of "all insurance should be guaranteed, all insurance should be guaranteed", a reasonable growth mechanism of the minimum living standard for urban and rural residents should be established to ensure that the level of urban and rural residents' security is coordinated with urban economic development and the living standards of the broad masses. Incorporate the "five guarantees" support funds into financial budgets at all levels, establish a long-term mechanism for "five guarantees" support, and realize the transformation of rural collective welfare undertakings into social welfare undertakings. Further improve the medical assistance policy and gradually improve the level of medical assistance for needy households. We will improve the education funding system and ensure the equal right of children from poor families to receive education. We will further implement the housing security system and ensure the basic living conditions of low-income groups by establishing low-rent housing in cities and towns. Actively provide legal aid. Establish and improve the four-in-one social assistance institutions of city, county (city), township (town) and village (residence) to ensure that the assistance policy is implemented. Mobilize social forces to participate in social assistance.
(4) Strengthening the construction of social welfare undertakings. Increase government investment in public welfare facilities, improve the development level of social welfare undertakings, and establish and improve the stable growth mechanism of social welfare undertakings. Actively develop the cause of the disabled and social charity. Do a good job in special care and resettlement, and improve the special care and security mechanism. Encourage social forces to participate in welfare undertakings, encourage social groups and individuals to help the poor, improve the ability of social assistance, and promote the socialization of social welfare undertakings.