If you are registered in a different place, you need to have proof of local social security for more than one year or tax payment for more than one year before you are eligible to buy a house locally.
The central bank stipulates that banking financial institutions can issue housing loans to non-local residents who meet the policy conditions according to the local urbanization development plan. However, foreign loans to buy a house will be subject to many restrictions.
Generally speaking, banks will require foreigners to provide a list of social security contributions for the past year as proof of social security. Or provide a personal income tax payment certificate for the past year as a tax payment certificate. Foreigners who borrow money to buy a house can also provide tax payment certificates if they don't want to open social security certificates.
Extended data:
The social security payment certificate will be different according to local policies, and it is similar in general. Let's take Nanjing as an example to briefly introduce the provisions of social security payment certificate.
At present, the situation of employers and individuals participating in social insurance and paying social insurance premiums has become an important part of the qualification examination and certification of various departments. In order to do a good job in the issuance of social insurance payment certificates and strengthen the tracking management of payment objects, the relevant provisions are hereby clarified as follows:
First, if an individual needs to issue a certificate of insurance payment, the application service department shall affix the official seal of the business on its "Nanjing Labor and Social Security Card Information Inquiry Form". If it is necessary to affix the official seal of the center, it shall be signed by the chief of the reporting service section and affixed with the official seal of the center.
Two, the unit needs to issue the unit (or employee) insurance payment certificate, the audit department by the unit social insurance registration certificate or letter of introduction to issue a certificate, after the audit of insurance payment stamped with the official seal of the center to the comprehensive department.
For units with insufficient coverage, obviously untrue payment and arrears, the audit department shall require them to conduct self-examination and rectification immediately, and those that cannot be rectified immediately for the time being shall be included in the audit object and follow-up management shall be implemented.
Baidu encyclopedia-social security certificate