Hello! First of all, it is impossible to add your name if your husband's current suite is still mortgaged! Because whether you add a name or rename it, you need the original real estate license, and then issue a new real estate license after renaming it! Even if your husband pays off the mortgage, takes out the real estate license, and then uses the provident fund loan, if you still want to buy a house, it must be two sets! But the provident fund is not limited to loans, even if there is a mortgage, but the use of provident fund is still the first home loan!
If you are satisfied with my answer, please take it away in time, thank you!