1. Can the provident fund be rented? 1. Yes, as long as the house you rent is registered as a rental house, you have to pay the rent tax. You signed the contract and put it on record in the street rental house management center. 2. You can handle the rental withdrawal business at the bank provident fund counter. Specifically, first log on to the provident fund website, make an appointment for withdrawal, and then bring a copy of your ID card to the designated bank. 3. If the rent exceeds 10% of the family's wage income, the original and photocopy of the following materials should be brought when withdrawing the housing accumulation fund: If the rent exceeds 10% of the family's average monthly wage income, the total amount withdrawn by employees and their spouses in the current year shall not exceed the actual excess rent in that year. Go to the business hall of the management center or the counter of the district/county management department every year1February. 2. What conditions do Tianjin housing provident fund need to meet when renting a house? 1. Employees and spouses can withdraw housing provident fund every quarter, and the total amount of each withdrawal does not exceed one quarter's rent. If the monthly rent is lower than 1.980 yuan (including 1.980 yuan), the withdrawal amount shall be verified according to the actual rent; If the monthly rent is higher than 1980 yuan, the withdrawal amount shall be approved according to 1980 yuan. 2. Only when the renting behavior meets one of the following conditions can the housing accumulation fund be withdrawn: (1) Rent public rental housing in this city and pay the rent; (2) I and my spouse have no housing and no housing loan records. Renting a house for self-occupation in this Municipality and paying the rent; (3) Having been recognized by the land and housing management department as having the qualification to enjoy low-rent housing in kind, low-rent housing rental subsidies or economic rental housing rental subsidies, renting housing in this Municipality for self-occupation and paying rent.
Legal objectivity:
1. What is the loan amount of Guangzhou housing provident fund? 1. Guangzhou Provident Fund Center stipulates that the maximum loan amount for one person to apply for housing provident fund loans is 500,000 yuan, and the maximum loan amount for two or more people to purchase the same house to apply for housing provident fund loans is 800,000 yuan. 2. The loan approval shall not exceed 65,438+05 working days. 3. The deposit ratio of Guangzhou provident fund loans. For families who purchase the first set of housing with a construction area of less than 90 square meters (including 90 square meters) or purchase affordable housing according to regulations, the down payment ratio shall not be less than 20%; For families who purchase the first home and have a building area of 90 square meters or more, the down payment ratio is not less than 30%; For families who buy a second home, the down payment ratio shall not be less than 60%, and the loan interest rate shall be 1. 1 times of the benchmark interest rate of the same grade in the same period. Second, how to handle the latest edition of the Guangzhou Provident Fund Personal Housing Mortgage Loan Business Guide shows that the provident fund loan is divided into seven steps: the borrower submits a loan application to the undertaking bank, the bank receives the information and preliminarily reviews the contract generated by the provident fund center, scans the mortgage information, and the bank size approves the scale of the provident fund center, and conducts financial review on the bank loan and returns the loan information. It is worth mentioning that the loan application materials are complete, and the review time limit is no more than 15 working days, but it does not include the time for handling formalities in banks, trading departments and developers. According to the guidelines for provident fund loans, citizens still need to submit seven documents for provident fund loans. These include: personal housing provident fund loan application form, resident ID card, household registration book and other valid documents, proof of marital status, house purchase contract, down payment invoice or receipt, deposit receipt, income certificate, mortgage account (the mortgage account provided by the borrower must be a local bank account, ID number is 18), proof of personal property status, personal credit report, and other documents and materials required by the undertaking bank.