For foreigners, the housing restrictions in Beihai are still relatively loose. As long as you have legal identification, you can buy a house, but this is the only house. For nothing else, Beihai has also implemented a "purchase restriction" policy: residents with foreign household registration outside the jurisdiction of Beihai (except Hepu County and tieshangang district) are not allowed to buy a second suite (whether it is a new house or an old house).
What problems should I pay attention to when buying real estate in other places?
1, determine the purchase conditions At present, many cities have introduced purchase restriction policies. There is a big difference between foreigners buying a house and locals buying a house. It is difficult for foreigners to buy a house locally now. If you don't study the relevant policies carefully, you may encounter many problems. Therefore, before buying a real estate, it is necessary to confirm whether you meet the conditions for buying a real estate.
2. Evaluate your consumption tolerance. Before buying a house, everyone should make a comprehensive evaluation of their economic income, monthly repayment ability and bank credit status. Make a reasonable budget for your own house purchase to avoid overspending in your later life, thus affecting your normal life.
3. Field visit project In real life, many people are unwilling to do it in the wild for various reasons. In practice, field investigation is a key step. Field survey: local price, location, developer information, house design, floor plan, sales situation, etc. It is also necessary to investigate the water, electricity, optical fiber and other household conditions of the house and the surrounding municipal facilities such as public transportation, hospitals, shopping malls and supermarkets.
Legal basis for the qualification determination of foreign residents in Beihai
Article 3 of the Notice on Resolutely Curbing the Excessive Rise of Housing Prices in Some Cities stipulates that housing prices shall be uniformly set by the state.
We must resolutely stop real estate speculation and real estate speculation in various names. For cities where housing prices are rising too fast and supply is tight, commercial banks can suspend the issuance of three or more housing loans according to the risk level; For foreigners who cannot provide local tax payment, social security and other certificates for more than one year, the issuance of house purchase loans will be suspended. The local people's government may, according to the actual situation, make temporary restrictions on the time limit for purchasing houses. For overseas institutions or individuals, it will be handled in strict accordance with relevant regulations.