Intermediary fee is a legal charging item of the country, as long as it does not exceed the standard, it is a legal loan fee. Because there are some cost problems in the process of loan, such as insurance premium, agency fee, license fee, entertainment fee and so on. Therefore, it is legal for a loan intermediary company to charge an intermediary fee.
Extended data:
Intermediary fee is a kind of fee, which refers to the reasonable fee charged by the agency that provides intermediary services such as buying house, renting house and making friends for customers in the process of providing services.
Agency fees are generally collected by third parties, which are generally one-off. Pay attention to asking for the invoice. There is no written provision for the collection of housing agency fees.
mode of payment
1. Intermediary fees are generally collected by third parties such as intermediary companies. Unless they are not real landlords, they should not be paid to landlords, but attention should also be paid to hacking.
2, the agency fee is generally a one-time charge, pay attention to ask for invoices.
3. There is no written provision for the collection of housing agency fees.
charging standards
Under normal circumstances, if leasing, both parties will receive half a month's rent and pay it to the third party. If you buy or sell, you will generally get 2% of the total house price, and each party will get 1%. In the actual transaction, both parties can negotiate their respective payment ratios.
Housing agency fee charging standard
Real estate intermediary service fees shall be collected by real estate intermediary service institutions according to the charging standards, and invoices shall be issued to pay taxes according to law. Real estate intermediary service charges shall be clearly marked, and intermediary service institutions shall announce their charging items, service contents, charging methods, charging standards and other matters in a prominent position in their business premises or payment places.
real estate consultation
It is divided into oral consultation fee and written consultation fee. The oral consultation fee shall be determined by both parties through consultation according to the time required for consulting services and the professional and technical level of consultants.
The written consultation fee is charged according to the technical difficulty and complexity of the consultation report combined with the target amount. General consultation report, each charge is 300- 1000 yuan; For consulting reports that are technically difficult, complicated in content and consume a lot of manpower and time, the charging standard may be appropriately increased, but it shall not exceed 0.5% of the amount of the consulting target.
Real estate brokerage fees are charged at different rates according to different agency projects. The agency fee for house leasing, regardless of the length of the lease term, is based on the transaction rent standard of half a month to January, and both parties agree to collect it in one lump sum through consultation.
The agency fee for house sales is charged at 0.5%-2.5% of the total transaction price. For the sole agent, the charging standard may be appropriately increased after consultation between the entrusting party and the real estate intermediary agency, but the maximum is not more than 3% of the transaction price.
House price evaluation
Institutions with real estate appraisal qualifications recognized by real estate administrative departments and price departments shall charge fees according to the prescribed standards. Real estate price evaluation and general parcel evaluation mainly based on real estate adopt different fixed rates and progressive charges, that is, the rates and grades are divided according to the total real estate price, and the expenses of each file are calculated according to the file, and the cumulative sum of the expenses of each file is the total cost. See the attached table for specific charging standards.
Urban benchmark land price assessment fee shall be determined through consultation between the assessment agency and the entrusted town with reference to the benchmark land price assessment fee (attached table). For the mortgaged land use right, the land price assessment agency shall charge 50% of the general land parcel assessment fee, and if the land parcel assessment fee is less than 300 yuan, it shall be collected in 300 yuan. The land price assessment in assets and capital verification is charged at 30% of the standard of general land assessment fee. If the assessment fee of each piece of land is less than that of 300 yuan, it will be charged at 300 yuan.
References:
Intermediary fee-Baidu Encyclopedia