How to achieve it?
Through the NFC function (near field communication, similar to Bluetooth, can complete the information transmission within the range of 10m), although not many people know it, this function is basically available on mobile phones.
Take Huawei Mate 9 as an example, which is easy to find in mobile phone settings.
Figure Mate9 NFC payment
Facing the label of goods, payment information can appear and complete the payment operation!
Like this:
Figure "Huawei Pay" payment
It's so simple, can the little navy imagine it, and the same truth can be drawn:
Can I pay through NFC when I leave the hotel, when I pay in the supermarket and when I pay in the mall? The result is natural!
Of course, in terms of security, Huawei and UnionPay have done their homework.
The application core logic and sensitive data processing of Huawei mobile phone POS run in Huawei TEE trusted execution environment, which can resist malicious software attacks on Android and ensure the security of application operation.
Besides,
The Citizen Network Electronic Identity (eID) jointly launched by Huawei Pay and the Third Research Institute of the Ministry of Public Security can support online and offline identity authentication;
Put the eID into Mate20 mobile phone, put the mobile phone near the eID card reader and verify the fingerprint, then you can read and verify the user identity information and simulate the hotel check-in.
Don't underestimate these two functions, which greatly reduces the bill collection cost of small and micro businesses and the risk of consumers being stolen, and provides scene-based bill collection functions, such as purchasing tickets and ordering food.
What are the prerequisites for such a useful function?
User: After opening the eID in Huawei wallet, the user can pass the eID authentication and complete the identity authentication audit in one stop, and then the POS function can be opened.
Merchant: You only need to open online receiving service on your mobile phone, and you don't need to post any QR code, and you don't need to buy any POS machines, scanning guns and other equipment!
Figure Huawei Pay "Touch" Payment Function
The world is changing too fast for me to see clearly and catch up!
There is no permanent iron rice bowl, only the pace of keeping pace with the times.
The birth of NFC payment has made three jobs in at least three industries face layoffs!
Manufacturers of POS machines, manufacturers of scanning code guns, and salesmen who sell their products can replace POS when there is no scanning code. Who will spend hundreds of dollars to buy a POS machine or a scanning gun (regardless of the routine)?
Moreover, after the replacement of mobile phones, the cashier work in supermarkets is in jeopardy and the labor cost is compressed.
Who would have thought that today, there is no need to queue up to deposit money in the bank, because there are more and more investment channels; Investing in real estate is not foolproof, the house is sold at a discount, and I want to sell my car for a house. Turns out the car couldn't be sold.
All the "iron rice bowls" now are 10 unknowns in the next 20 years. Therefore, what will never lag behind is the ever-changing investment vision. The premise of everything is that you have entered the market in advance.