1. Lending Bao was originally a credit service jointly operated by banks, ant groups and other financial institutions, but it was initially labeled as "Lending Bao". Brand isolation measures can isolate the lending brands from the services provided by other financial institutions, so that users can fully understand the information of credit service providers and avoid brand confusion. Lending Bao responded that Lending Bao is gradually promoting brand isolation, and many licensed financial institutions, including Ant Consumer Finance Company, will provide users with more convenient and high-quality micro-consumer credit services. Future loans will be provided by Ant Consumer Finance Company and become the exclusive brand of Xiaojin Company. Credit services independently provided by financial institutions such as banks will be displayed on the "Credit Loan" page. In the process of brand isolation, the user's service experience will not be affected, and the core processes such as account opening, audit, interest calculation and loan repayment will not change.
2. In addition to borrowing money, in fact, micro-loans and money are also good loans. Micro-loan is the credit product of Tencent Weizhong Bank, and Youhuahua is the credit service brand of Xiaoman Finance (formerly Baidu Finance). Both are big brand loans, which have the advantages of reliability and low interest rate and are trustworthy. Whether it's water, electricity, gas, shopping, online shopping, etc. , you can pay with Alipay. The stronger the personal consumption power, the stronger the economic strength. Good economic strength is conducive to the opening of loans. The "Credit Card Repayment" function can repay the credit card on time, which can show the user's good personal credit.
Operating environment: mobile phone model and version number (Redmi k40, MIUI 12.5. 18) WeChat version (8.0.7).