Housing installment payment (hereinafter referred to as "housing installment payment") refers to the business that the cardholder applies to use his CCB credit card (except business card, student card, supplementary card and security card) to buy goods or services in the housing merchants designated by CCB, and after the approval of CCB, the cardholder pays the house payment in the housing merchants designated by CCB through a special installment POS machine. And the corresponding transaction amount is divided into several periods on average, and the cardholder repays each month within the agreed time limit and pays a certain handling fee.
1. Chongqing bank was established in September 1996. It is the earliest local joint-stock commercial bank in the upper reaches of the Yangtze River and southwest China. Chongqing Bank is a joint stock limited company reorganized by 37 urban credit cooperatives and initiated by Chongqing municipal finance, some district and county finance and qualified enterprises. 1998 was renamed Chongqing Commercial Bank Co., Ltd. in May, and its capital increased from 300 million yuan to 156438+08 billion yuan in 2003. In 2005 and 2006, the capital was increased from RMB 65,438+0,565,438+0.8 billion to RMB 2 billion. On September 9, 2007, KLOC-0/9 was renamed as Chongqing Bank Co., Ltd. On February 26, 2008, Chengdu Branch, the first branch of Chongqing Bank, opened. On May 2010/9, Guiyang Branch, the second branch of Chongqing Bank opened in other places, held a grand opening ceremony. On June 24th, 20 1 1, Xi 'an Sub-branch, the third branch of Chongqing Bank, officially opened. 20 12 On September 2nd, Zunyi Sub-branch, the first off-site branch established by Guiyang Branch of Bank of Chongqing, officially opened.
2. In terms of institutional construction, Chongqing Bank now has 1 16 branches covering all districts and counties in Chongqing. From June 5438 to February 2008, Chengdu Branch was successfully opened, and Chongqing Bank became the first city commercial bank in the west to realize cross-regional operation. Guiyang Branch opened in March 20 10, and Xi 'an Branch successfully opened in April 2010. In order to cope with the increasingly complex economic and financial situation, enhance market competitiveness, and actively respond to the policy call of the state to adjust the economic structure and encourage the development of small and medium-sized enterprises, Chongqing Bank has unswervingly pushed forward the pace of strategic transformation and taken the road of specialization and characteristic development, and has successively set up a special business center for small and medium-sized enterprises, a financial service center for scientific and technological innovation, and the first independent small enterprise credit center in Chongqing. At the same time, Chongqing Bank has continuously innovated its products and business models, and built famous brands in the market, such as Micro Enterprise Connect, Yi Jie Loan, Golden Wings and Starting Power. Useful attempts and explorations have been made in the financial services of small and medium-sized enterprises, which have effectively solved the problem of financing difficulties and have been fully recognized and positively evaluated by all sectors of society.