First, online fraud.
1 "Phishing" uses fraudulent emails and forged Internet sites for fraudulent activities. There are two modes of operation:
(1) Sending mail: luring users to trick criminals into sending a large number of fraudulent emails with false information. Most e-mails use winning prizes, consulting and reconciliation as bait to induce users to fill in their financial accounts and passwords.
(2) By establishing a fake bank website, criminals will be introduced into this fake website when users enter the wrong website. Once the user enters the account number and password, this information may be stolen by criminals, and the deposit in the account may be impersonated. In addition, criminals implant virus programs into computers by sending emails containing Trojan virus, and once customers log in to online banking with this "poisoned" computer, their account numbers and passwords may also be stolen by criminals, causing economic losses.
2. Online shopping fraud refers to fraud cases arising from buying and selling goods on the Internet:
-Liars force victims to remit money many times for various reasons, such as not receiving the payment or offering to remit a certain amount before returning the previous money.
-The scammer refuses to use the third-party secure payment tools provided by the website for various reasons, such as lying that "the account has recently failed" or "I don't want to use Alipay, so I can charge you a lower fee" to trick the victim into using the unsafe transaction mode of "remittance first and delivery later".
-Liars pass off fake, inferior and low-priced cottage products as brand-name goods, and the victims are repeatedly called in after receiving the goods, complaining bitterly.
Second, impersonating an acquaintance to defraud.
Some college students go abroad to study, which makes criminals take advantage of their parents' worries to carry out a series of illegal and criminal activities. Liars claim to be students' teachers, and often ask parents to remit money on the grounds that students are ill and need hospitalization or surgery urgently.
Pretending to be a QQ friend to borrow money-the scammer uses hacking programs to crack the user's password, and then Zhang Guan Dai Li impersonates the victim's QQ friend to borrow money. He must first get in touch with his friends by telephone and other means to prevent being cheated.
Third, online winning fraud.
When you log in to QQ or open your email, will you receive some winning tips of unknown origin? No matter how realistic and attractive the content is, please don't believe it, and don't check it according to the so-called consultation telephone number or webpage, otherwise you will fall into a scam step by step.
Fourth, special reminder
In the face of all kinds of online fraud, how to effectively identify, respond and prevent it? Don't worry, the police will give you a hint:
1, don't take the initiative to contact each other. Calling the so-called consultation phone will only make you step by step.
2. Don't rely too much on the Internet. When someone borrows money, remember "don't decide to pay back the money late, sleep for a day, and then tell your relatives".
In the process of fraud, criminals often use people's panic to create a tense atmosphere, constantly changing roles, leaving you no time to distinguish between true and false and urging you to deal with it. Once the other party is found to be a liar, stop remittance and payment immediately to prevent the loss from expanding.
4. Report immediately. You can call official website customer service, psychological counselor, etc. Verify or report to the relevant departments.
Finally, I would like to remind you that whether it is real fraud or online fraud, the ultimate core or * * * similarity of scammers is fraud. As long as we strengthen our preventive psychology, we will earnestly achieve the "three noes": no credulity, no disclosure, no transfer; Report the case in time.