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The owner refers to the person who actually owns all the punishment rights. Mainly refers to: possession right, disposal right, distribution right and income right. Ownership is the right to the world and the most extensive and basic right in real right. The person whose name is registered on the driving license is not necessarily the real owner. It depends on the actual situation. Generally speaking, the ownership belongs to who bought it, so whose identity information should be filled in!
The name of automobile insurance and the name of automobile ownership must be the same person. Insurance is bought according to the owner on the driving license. If others can't buy it, they can only buy it on their behalf, and they also need the owner's ID card. The insurance company only recognizes car compensation. The car has been transferred to you, but the insured in the policy is still your friend, and the car is still that car. So this money is for your friend.