The online banking transfer from Bank of China to ICBC belongs to inter-bank transfer, which can be divided into real-time arrival inter-bank transfer and ordinary inter-bank transfer:
1. Real-time transfer: after successful submission, the other party can receive the money and receive it immediately without time difference;
2. Ordinary transfer: after submission, the payee will not receive the money immediately, but will generally receive it within 2-3 working days.