1 item: rental income
Whether it's a house or an office building or a facade. There will be a good profit after renting. If the rent can cover the monthly payment, it is a good investment. The common algorithm of rate of return: monthly rent * 12 divided by total price * 100%. If it is higher than 5%, it is considered as high return.
Second: rent appreciation
Real estate has expected income from rent appreciation. You can rent this house at 10000 this year and 10500 next year. There is still room for growth in the third year. Like the price increase, the rental income will also change.
Third: the profit of buying.
Profits from buying real estate. Many friends often worry that there is no room for appreciation of this house here. Can we still invest? A little worried. In fact, don't think about real estate investment so complicated. Just business. This is a business, and there is a profit in it. Just the length of this investment. If you buy it, you earn it.
Fourth: the benefits of appreciation.
This is the easiest thing for everyone to understand, and it must be the most concerned and appreciated benefit at ordinary times. The market price of the house itself is10 million yuan. Even if you buy it at the market price, there is no profit, but after half a year, the house has risen to1150,000, which has been appreciated.
Fifth: the function of financing.
With a house, your credit rating in the bank will be very high. People with assets, mortgage records and repayment records can enhance your credit in the bank. Whether it is a personal loan, a credit card or a company loan, it is easier to approve, and the amount is much larger than that of people without a house.
Sixth: the lever principle
There are two ways to invest in buying a house. One way is, for example,1100,000 to buy this house, and then five years later, it rose by1100,000, making a net profit of1100,000. Alternatively, you can use the lever principle. You can buy two sets with a down payment of 500,000 yuan and a loan of 500,000 yuan. My house will still appreciate twice in five years, so there will be a gross profit of 2 million. Excluding the interest and fees paid to the bank, each house earns 800 thousand, which is equal to 1.16 million. So the income you get through leverage is obviously higher than that without leverage.
Seventh: easy to operate.
Real estate investment is relatively easy to operate. Real estate investment is much easier than doing business, as long as it can be bought and sold normally. If you take a little time to understand the market and the price. The house is easier to operate.
Eighth: Learn more about life.
Learn more about life, why? Understand the market! The more you know, the more you will naturally know whether this house can be invested. When you know more, you will know who lives in the community and what it is like. As you learn more about it, you will be familiar with the whole area in the future.
Ninth: the added value of health
Everyone wants to be healthier for themselves and their families. A good real estate project, with complete supporting facilities and greening and beautiful environment, can bring greater added value to health and make it easier to get the investment income.
Number 10: income-risk ratio
Compared with high-yield and high-risk products such as stocks, the risk of real estate investment is smaller and the income is much more stable. Compared with these products, real estate considers the balance between risks and benefits. The income is higher and the risk is lower.