1. How to buy Yantai Tobacco Bao Hui?
1. Applicable people: participants of basic medical insurance in Yantai;
2. Warranty period: 2021February1-202211October 31;
3. How to buy: After searching for tobacco Bao Hui on WeChat official account, click Follow and click the registration entry in the menu bar above to register.
2. Is Yantai Tobacco Bao Hui true?
Customers are worried about whether Yantai Tobacco Bao Hui is true or not, mainly because they don't know how much this product can claim. Let's take a concrete look through an example:
1. Example analysis:
Uncle Zhao is 72 years old and bought Yantai Yanhuibao. In April of 20021year, Uncle Zhao was diagnosed as "small cell lung cancer". By September of 20021year, after medical insurance reimbursement, * * incurred hospitalization expenses of 1.5 million (70,000 for self-funded medical insurance and 80,000 for medical insurance). After discharge, use "Taishengqi" 1.5 million, which means that Uncle Zhao has to bear 300,000 at his own expense. After paying through Yantai Yanhui Insurance:
2. Claim analysis:
(1) Hospitalization in the medical insurance catalogue+specific drugs: (70,000+150,000-20,000) * 80% =160,000;
(2) Hospitalization outside medical insurance: 80,000 yuan, 0 reimbursement, at his own expense.
It means that Uncle Zhao's family has to pay 300,000 yuan at their own expense, and now they only need 1.4 million. Customers don't have to doubt whether Yantai Tobacco Bao Hui is true or not. Is it cost-effective to incite hundreds of thousands of high medical expenses with 59 yuan?
Yanhuibao is actually an inclusive commercial supplementary medical insurance guided by Yantai Municipal Government. Its guidance and supervision unit is Yantai Banking Supervision Branch, and it has also been supported by Yantai Association, Yantai Civil Affairs Bureau and other units. This product is underwritten by Taiping Property Insurance, China Life Insurance, Ancheng Property Insurance, China United Property Insurance, Tianan Property Insurance and Guoren Property Insurance.
This product belongs to Huimin project, so the price is very cheap. It only needs 59 yuan, and it can reimburse up to 2 million medical expenses a year, which can supplement residents' medical care. Moreover, the insurance requirements for this product are relaxed, and there are no age, occupational restrictions and health requirements. Insurance does not require physical examination, health notification, and can be insured even if you are sick. The only requirement is to participate in Yantai's basic medical insurance.