1. What taxes should I pay before buying a new house?
1. deed tax: for ordinary houses below 90 square meters, belonging to a few families, the deed tax shall be levied at the rate of 1%. 90' 144 square meters of ordinary housing 1.5%,13% of housing above 44 square meters, and 3% of non-residential housing. The deed tax is generally paid together with the down payment and collected by the developer. After paying the relevant fees, the developer will issue a formal purchase invoice.
2. Stamp duty: paid directly when the contract is signed, accounting for 0.05% of the total house price, and generally paid together with the down payment, which is convenient for the developer to uniformly handle the contract registration and real estate license;
3. Bank mortgage fees: when handling mortgage loans, the second type of fees to be paid when signing contracts are bank mortgage fees and commercial loan fees, which are slightly different from bank to bank; Mortgage registration fee, stamp duty on warrants, insurance premium, etc.
Second, the fees to be paid after buying a house.
1, property management fee;
2. Water and electricity liquidity;
3. Gas opening fee;
4, cable TV, broadband network account fees;
5. Agency fee;
6. Area mapping fee;
Supplementary extension
What fees should I pay for buying a second-hand house?
1. house price: The total house price of second-hand houses is affected by factors such as construction years, area, plate and supporting facilities. It is recommended to make more comparisons and comprehensively consider choosing the most suitable purchase object.
Second, the monthly interest of the loan: although it is not due at first, it will be shared every month. If the monthly interest payment is relatively large, it is best to leave some money at the beginning so that you can bear the interest for several months and give yourself a buffer to avoid being too nervous. If you fail to repay the loan many times, the bank can repossess your house.
Intermediary fee: If you find a better and more reliable intermediary, you can reduce a lot of troubles in the transaction process.
4. Taxes and fees for second-hand houses: There are three main taxes: deed tax, personal income tax, value-added tax and additional tax.
Verb (abbreviation of verb) Other expenses: guarantee fee, appraisal fee, property right registration fee, mortgage registration fee, handling fee, etc.