Lanzhou bank wealth management treasure is a wealth management product launched by Lanzhou bank with convenient access, convenient current savings and regular interest rate return. The wealth management treasure business can be deposited from 1000 yuan, in multiples of 1000 yuan, and the longest deposit period is five years. At the time of deposit, the term is uncertain and the interest rate is not agreed. When withdrawing money, the interest will be calculated according to the interest rate of different deposit periods. If the interest rate is adjusted during the deposit period, the interest will be calculated by stages.
Value date: 201September 9 1 1.
Maturity date: March 2020 12.
Product life: 183 days
Product type: capital preservation floating income type
Expected rate of return: 3.70% (annualized)
Extended data
Financial planning:
1. Check your assets.
Including stock assets and expectations of future earnings, knowing how much money can be managed is the most basic prerequisite.
2. Set financial goals
It is necessary to define the financial target qualitatively and quantitatively from the specific time, amount and description of the target.
3. Clarify the types of risks
Don't make the assumption of risk preference without considering any objective situation. For example, many customers put all their money into the stock market without considering parents, children and family responsibilities. At this time, his risk preference deviated from the range he could bear.
4.？ Strategic asset allocation
Do asset allocation among all assets, and then choose investment varieties, investment timing and investment value. Financial investment also has certain risks. Beginners can take a look at the following suggestions to control risks:
First: investors are not brokers, so they must not enter the market at will, otherwise they will only lose more and earn less.
Second: there must be a target price in mind, not no price in mind.
Third: be sure to set a stop loss point, reach the stop loss point, stop the loss quickly, and leave.
Fourth: Don't magnify the lever too much.
Fifth: before entering the market, do more analysis, read more news from both sides and read more charts; After entering the market, you should keep in touch with the market, and don't just look at the news that is beneficial to you just because you are doing well. At the first sign of trouble, close your position immediately.
Bank of Lanzhou -20 19 Bank of Lanzhou Lily Financial Manager Plan Series No.0096
Baidu encyclopedia-financial management