Ruixiangyuan immediately bought you the existing real estate license and will get it soon. If you apply for a loan from Ruixiangyuan, the bank will not deduct the title certificate, but will deduct his title certificate, which is a part of the land certificate. A normal Ruixiangyuan house has two certificates: the title certificate and the land certificate. If the other title certificate is a loan from Ruixiangyuan, you should stay in the bank. If you pay in one lump sum, you will have two complete certificates.
Ruixiangyuan Housing Maintenance Fund mainly has two algorithms; 1. Calculated by the total purchase price of Ruixiangyuan: 2% of the total house price; 2. Calculated according to the construction area of Ruixiangyuan. When the commercial housing in Ruixiangyuan is sold, the purchaser and Ruixiangyuan unit shall sign the relevant maintenance fund payment agreement. Property buyers should pay the housing maintenance fund to the selling unit according to the proportion of 2-3% of the purchase price of Ruixiangyuan.
The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!