Jinan's latest second-hand housing policy

Jinan should implement the policy of restricting the number of households buying houses and strictly implement the national housing purchase restriction policy in a certain period of time. For households with 1 house registered in this city (including buyers, spouses and minor children), non-household registered in this city who can provide the personal income tax payment certificate or social insurance payment certificate accumulated in this city for more than 1 year in the first two years since the date of purchase, in the urban area of this city (including Lixia District, Shizhong District, Huaiyin District, tianqiao district, Licheng District, Changqing District, etc.

For households with registered residence in this city who own two or more houses, households with non-registered residence in this city who own 1 house and above, and households with non-registered residence in this city who cannot provide personal income tax payment certificate or social insurance payment certificate accumulated in this city for more than 1 year within two years, the sale of houses to them will be suspended.

In violation of the provisions of the purchase, the relevant departments shall not handle the contract filing and housing property registration procedures.

Individuals who have purchased houses for less than 5 years are required to change hands in full.

At the same time, strengthen differentiated housing credit policies. For families who borrow money to buy a second home, the down payment ratio is not less than 60%, and the loan interest rate is not less than 1. 1 times of the benchmark interest rate.