After Dongguan and Hangzhou, another mega-city has introduced a new property market policy for families with many children.
On May 22nd, the Office of the Leading Group for Establishing and Improving the Long-term Mechanism of the Real Estate Market in Wuhan issued a document saying that Wuhan has introduced a number of measures such as supporting rigid and improved housing demand and increasing financial support to promote the virtuous circle and healthy development of the real estate market in Wuhan.
Among them, families with many children can increase the number of places to buy houses, which has attracted much attention from the market.
The document stipulates that families with Wuhan household registration who have given birth to two or three children in line with the national birth policy and already have two houses in Wuhan can purchase 1 house in the restricted purchase area.
According to the statistics of Time Weekly reporters, nearly 10 key cities such as Dongguan, Nanjing, Wuxi, Hangzhou, Suzhou, Yangzhou, Leshan and Mianyang have introduced new property market policies for families with many children this year. The content of the policy focuses on allowing families with many children to buy one more property and subsidizing families with many children to buy houses.
On May 22nd, Yan Yuejin, research director of the think tank center of Yiju Research Institute, told the reporter of Time Weekly that Wuxi, Dongguan, Nanjing and Hangzhou all mentioned an important expression in their respective real estate policies, that is, the policy of "allowing families with many children to buy one more suite". It fully reflects the important changes in current local policies, that is, the combination of "purchase restriction policy and birth control policy" can play an active role in promoting active market transactions, and also help to promote the solid advancement of population and birth control policies.
Wuhan's population growth ranks first in the country.
For a long time, Wuhan has been known as a "populous city", ranking first in the population growth of new first-tier cities for many years.
The reporter of Time Weekly learned from the Wuhan Municipal Bureau of Statistics that in 20021year, the resident population of Wuhan reached 13648900, a year-on-year increase of 9.7%.
The total resident population has reached the highest level in history.
According to the statistical yearbook of Wuhan over the years and the statistical bulletin of Wuhan's national economic and social development in 20021year, it can be found that the total population of Wuhan has been rising steadily since it reached "10/0 million" in 201year.
It is worth noting that the population of Wuhan has increased by millions in recent two years. According to the data of Wuhan Statistics Bureau, in 2020, the resident population of Wuhan will increase by 654.38+0.2357 million compared with 2065.438+09, and the increase of resident population in 2026.5438+0 will still exceed one million.
Looking at the whole country, Wuhan's status as a "populous country" is still stable.
Recently, the population data of 202 1 was released in many places across the country. In 20021year, the resident population of Wuhan increased by over120120,000, ranking first in China and becoming the most populous city in Central China.
In order to attract the population to take root, Wuhan has introduced a property market policy to meet the housing demand of families with many children.
On May 22, Chen Xiao, a senior analyst at Zhuge Housing Search Data Research Center, told Time Weekly that families with many children correspond to improved housing demand, and the introduction of targeted policies will help release the improved demand in the market. On the basis of meeting the demand for rigid house purchase, the focus of the policy is gradually shifted to the improved group, which is of great significance and conforms to the market development trend.
"It is expected that the later policies will be continuously improved and deepened, and it is not ruled out that more cities will follow up." Chen Xiao pointed out.
It is expected that the real estate market will rebound.
The New Deal of Wuhan property market also starts with adjusting the demand for purchasing houses in the project area and supporting the reasonable financing demand of real estate development enterprises, so as to promote the virtuous circle and healthy development of the real estate market.
In terms of supporting the demand for rigid and improved housing, the document points out that for Wuhan registered households whose parents come to Han to take refuge with their parents or whose children come to Han to take refuge with their parents, and who already have two houses in Wuhan, they can buy 1 set of new houses (including new commercial housing and second-hand housing) in the restricted purchase area.
In addition, for non-Wuhan registered households who purchase ordinary houses for the first time in the restricted area, the period of paying social insurance or personal income tax in this city is adjusted from 2 years to 1 year.
Many people in the industry believe that this move is equivalent to lowering the threshold for buying a house and shortening the purchase cycle, which not only allows first-time home buyers to enter the market in advance, but also allows families with elderly people to replace the property.
In the context of lowering mortgage interest rates in many cities, Wuhan has also introduced policies to reduce the burden on buyers.
The document pointed out that Wuhan banking institutions will reduce the interest rate of newly issued commercial personal housing loans in a timely manner in accordance with the principle of marketization. At the same time, increase investment in individual housing loans, shorten the period of loan approval and issuance, and actively support the reasonable housing fund needs of households.
In terms of real estate market performance, according to the monitoring data of Zhuge Housing Search Data Center, in April 2022, the new housing market in Wuhan was slightly tired, and the scale of supply and demand both shrank. According to the transaction data, 9,650 new houses were sold in Wuhan in April, down 6.40% month-on-month and 55. 17% year-on-year, and the market was slightly tired.
Different from new houses, the second-hand housing market in Wuhan has gone out of a wave of independent market, and the transaction volume has maintained an upward trend, but it is still not as good as the same period last year.
Second-hand housing prices, some owners to speed up the transaction to sell at a reduced price, driving down the trend of housing prices.
In April, the average price of the second-hand housing market in Wuhan was 18 130 yuan/m2, down by 1.52% month-on-month and 0.7 1% year-on-year, which was the first decline since the second half of 2002/kloc-0.
Judging from the price increase and price decrease, the price increase in April accounted for 8.3% of the second-hand residential houses, which was 0.8 percentage points higher than that in March. To a certain extent, this reflects that the market expectation of the owners has improved slightly, but the price increase of houses accounts for less than 10%, the market confidence is still not high, and the repair process is slow.
According to the analysis of Zhuge Housing Research Institute, with the landing of RRR cut and the introduction of property market policy, it is expected that the pace of Wuhan real estate market repair will be accelerated.