The loan products of Shenzhen Qianhai Weizhong Bank mainly include the following:
1, micro-loan. Micro-loan is a personal credit loan product launched by Weizhong Bank for Tencent's high-quality users. The maximum loan amount of this product is 200,000. Micro-loan is opened by Weizhong Bank by means of white list invitation system, and only invited users are eligible to open micro-loan. If it is not an inviting user of micro-loan, neither WeChat nor QQ has a micro-loan borrowing icon.
2. Working capital. Liquidity is a pure credit consumption loan launched by Weizhong Bank for customers with good credit information. The maximum loan amount of this product is 500,000, and the longest loan period is 24 months. Loan interest is calculated on a daily basis, allowing users to repay in advance, without penalty interest. Weizhong Bank's working capital is a product with high binding degree with Weizhong Bank's wealth management products. Generally, users who have financial management in Weizhong Bank are more likely to obtain the qualification for opening.
3. Microfinance. Small and micro enterprise loan is a cash loan service provided by Weizhong Bank for large, medium and small business owners, with a maximum loan of 3 million yuan. The loan model is suitable for small and medium-sized enterprises to apply for, and the loan interest is calculated on a daily basis, which supports repayment as you borrow. Micro-enterprise loans to Weizhong Bank are currently open for application in limited areas, only for some areas.