1. The customer decided to handle it and prepare the bank filing information form (this form is very important! );
2. Submit the information needed to open an account;
3. Submit relevant materials to foreign banks;
4. The customer remits the activation funds needed to open an account overseas;
5. Bank configuration account number, online banking ID password (for security reasons, customers will change the password as soon as they log in) and bank card.
6. Open the online banking inquiry function.
Question 2: How do individuals open overseas accounts in China? Domestic institutions that meet the following conditions may apply for opening foreign exchange accounts abroad:
(1) If you have sporadic income abroad, you need to open a foreign exchange account abroad and remit the income back to China;
(2) There are sporadic expenditures abroad and it is necessary to open a foreign exchange account abroad; (three) to engage in overseas contracted projects and need to open a foreign exchange account abroad;
(four) due to special business needs, it is necessary to open a foreign exchange account abroad.
Application materials:
(1) An application signed and stamped by the legal representative of the domestic institution or its authorized person. The application shall include the reason for opening the account, currency, maximum amount of the account, purpose, income and expenditure range, service period, bank to be opened and its location, etc.
(2) The original and photocopy of the business license issued by the administrative department for industry and commerce;
(3) The internal management system for the use of overseas accounts;
(4) Other documents and materials required by the foreign exchange bureau. Engaged in overseas engineering contracting business, in addition to providing the above documents and materials, it shall also provide relevant engineering contracts; When a foreign-invested enterprise opens a foreign exchange account abroad, it shall, in addition to the above-mentioned documents and materials, provide the foreign exchange registration certificate of the foreign-invested enterprise and the capital verification certificate that the registered capital of the registered accounting firm has been paid in full.
Processing flow:
Domestic institutions can only open foreign exchange accounts abroad after holding relevant materials in the Foreign Exchange Account Management Section of the Current Account Department of the Beijing Foreign Exchange Management Department and obtaining the approval of the foreign exchange bureau. Domestic institutions shall, within 30 working days after opening an overseas foreign exchange account, file the name of the bank where the overseas foreign exchange account is opened, the account number, the name of the account holder and other information with the Foreign Exchange Account Management Section of the Current Account Department of Beijing Foreign Exchange Management Department.
Processing cycle:
The foreign exchange bureau shall give a reply within 20 working days after receiving the required documents and materials.
Question 3: How to open an account for stock trading in the United States? There are many joint-stock companies. Send them your information and they will open an account for you. You can transfer money directly from the Bank of China and buy and sell US stocks. Scott, one of the more famous companies, has a Chinese version. They will call you.
Question 4: Can domestic enterprises open accounts abroad? no problem
1. application
An application shall be submitted to the State Administration of Foreign Exchange and its branches (hereinafter referred to as the foreign exchange administration department) where the enterprise is located.
2. Enterprises with application conditions
An enterprise that meets one of the following circumstances may apply to the foreign exchange administration department for opening an account abroad:
(1) If an enterprise has regular sporadic income abroad, it needs to open an account abroad and remit the income back to China;
(two) the enterprise has regular sporadic expenditures abroad, and the funds deposited in the account are remitted by the enterprise from China;
(3) due to special business needs, you must open an account abroad.
3. Documents to be submitted when applying
(1) An application for opening an account signed by the legal representative of the enterprise or authorized by the board of directors and stamped with the official seal of the enterprise, which shall include the account opening reason, currency, purpose, revenue and expenditure scope, service period, bank to be opened, location, etc.
(2) A capital verification certificate issued by an accounting firm registered in China that the enterprise has paid its capital in full as required;
(3) If the enterprise has representative offices and resident personnel abroad, the documents approved by the relevant departments shall be attached;
(4) Measures for the administration of the use of overseas accounts of enterprises.
4. The choice of banks.
An enterprise must open an account abroad in its own name, and it should open an account in the major countries or regions where its foreign exchange receipts and payments occur.
5. Timely approval of account opening documents
When an enterprise opens an account abroad, it shall, within 0 months after the approval of the foreign exchange administration department, submit a written certificate to the foreign exchange administration department that it has opened an account.
6. Use and extension of overseas accounts
Within 30 days after the expiration of the use period of an enterprise's overseas account, it must provide the foreign exchange management department with the certificate of cancellation of the overseas account, remit the balance back to China, and provide the account settlement form of the bank where the account is opened; If it is necessary to extend the service life of overseas accounts, a written application shall be submitted to the foreign exchange administration department within 30 days before the expiration.
7. Report the use of funds to the foreign exchange administration department.
The enterprise shall provide a copy of the bank statement and a written explanation of the use of funds to the foreign exchange administration department within 15 days after the end of each quarter.
Question 5: How do foreigners open accounts in domestic banks? If 50 people in China can't open it, they must open the counter in person now, and there is a camera to take a look.
You can't open an account in Hong Kong, Macao and Taiwan, because according to the laws of other countries, foreigners can only have one bank account in one country in their lifetime. Opening an account in China is a loophole in domestic financial supervision.
Question 6: How do foreigners open an account in China Bank and remit money from an external account to this account? Passports within the validity period are ok. However, it is not appropriate to receive remittances in this way and then transfer them to domestic suppliers. Because China's foreign exchange management regulations do not allow personal accounts to engage in trade capital transactions. Even if foreign remittance, you can only convert it into RMB. Because foreign currency in personal accounts can only be transferred to individuals with immediate family members. There is a limit of $50,000 a year to convert it into RMB. So pay attention to opening a company account to receive foreign remittances. A company account requires a lot of materials, so you can directly consult the Bank of China.
Question 7: How do foreigners want to open an account for stock trading in China? At present, foreign natural persons cannot directly invest in China A-shares, but Danneng is a domestic institution or can invest through QFII.
Question 8: How to open an account in an overseas bank for domestic household registration? You can go to Hong Kong. You need to bring your ID card, documents that can prove your residence address, such as utilities, and a Hong Kong goods pass. You can go to the public security bureau to apply for a Hong Kong and Macao pass. You need to change Hong Kong dollars to open an account. At least HK$ 5,000, otherwise the account management fee will be charged if the account is less than HK$ 5,000. I recommend Hongkong and Shanghai Banking Corporation and Standard Chartered Bank, which have been operating for more than 200 years and are among the best banks in the world. That's it. I have opened an account.
Question 9: How do individuals open bank accounts abroad? These Measures are formulated to meet the needs of our foreign exchange business, facilitate the capital exchange with overseas banks and strengthen the standardized management of overseas accounts of the whole bank.
I. Opening an overseas account
(1) account opening principle
1. The term "overseas account" as mentioned in these Measures refers to a foreign currency account opened in the name of the head office or branch of an overseas correspondent bank.
2. The purpose of opening an overseas account is to facilitate the receipt and payment of funds, quickly concentrate positions, ensure clear accounts, ensure the safety of funds and improve economic benefits.
3. Our overseas accounts are opened by the Head Office in the name of our bank with overseas correspondent banks. In principle, all foreign exchange business start-up banks may not open independent accounts overseas.
Before the promulgation of these Measures, the independent accounts opened overseas by the relevant branches with the approval of the Head Office were temporarily kept, but all the independent accounts opened by account agents outside the Head Office of the Bank were closed.
(2) Conditions for opening an account
When we choose an overseas correspondent bank to open an overseas account, the correspondent bank must meet the following conditions:
1. Our bank has established correspondent bank relationship with our bank for more than two years, and there are many business contacts with each other without major business disputes.
2. The correspondent bank must be the head office or branch of a large bank with abundant domestic capital, outstanding reputation, decent style, high service efficiency and strict supervision.
3. The correspondent bank must be a major member of the local inter-bank clearing system and have strong clearing ability (including extensive overseas branch network and advanced computer payment system).
It can meet the needs of our special business.
Except for Chinese banks, the bank does not open overseas accounts in local branches of third-country banks, and in principle does not open accounts in this currency in banks other than the settlement place of this currency.
(3) Account type
1. Current account: an independent account opened in an overseas correspondent bank in the name of the Head Office or related branches, or an account linked to the account position of the Head Office in the name of related branches, used for cash fund receipt and payment settlement and position transfer.
2. Investment account: an account opened in the name of the Head Office in an overseas correspondent bank for capital lending business. Branches may not open an investment account for overseas capital lending.
3. Special account: an account opened in an overseas correspondent bank in the name of the Head Office for the receipt and payment of special business funds or interest calculation of funds.
(4) account opening procedures
1. The relevant department of account use or the management department of the correspondent bank shall ask for instructions to open an account according to business needs and report to the general manager for approval;
2. The management department of the correspondent bank negotiates the account conditions with relevant correspondent banks, including account number, currency, account use authority and scope, deposit and overdraft interest rates and basic interest-bearing methods, account balance, service items, management fees, etc. Account terms should be easy to supervise.
3. The management department of the correspondent bank shall draft a report, which shall be countersigned by relevant departments and submitted to the general manager for approval;
4. The management department of the correspondent bank confirms the account with the overseas correspondent bank by letter or telex, and handles the account opening procedures;
5. The management department of the correspondent bank informs the relevant offices and branches to open accounts, and fills in the "New Account Opening Form" in triplicate, one for the clearing center of the international business department of the head office, one for the fund department of the international business department of the head office and one for the management department of the correspondent bank for the record.
Question 10: How to open a foreign bank account online? I suggest you apply for a dual-currency bank card ... such as MasterCard or VISA ... so you can buy what you want anywhere ... Many networks also support Master or Visa. ...