In order to solve this problem, the following two query methods are given.
Method 1: You call the customer service of the insurance company of vehicle insurance and tell them the license plate number, so they can tell you the accident situation in previous years. Or you can go directly to the counter of the insurance company and ask them for help in person.
This query method does not cost money.
Method 2: Log in to the local traffic insurance inquiry platform and enter the license plate number to inquire about the past accident records, which is more clear and clear. This is also free.
We said that the average car owner had an accident, especially a big accident, and he would definitely claim compensation from the insurance company and would not bear it himself. The purpose of buying vehicle insurance is to pass on your own risks, so when an accident happens, the insurance company is naturally required to be responsible for compensation, so that the corresponding accident will be recorded, and you can clearly know whether the car has had an accident, especially a major accident, by querying the insurance company.
Then at the same time, the claim record of auto insurance is docked with the traffic violation inquiry system on the website of the local traffic management bureau, so the accident record can also be found by checking the violation.
To be sure, both methods can be checked, so that you can buy used cars with more confidence.
Then, according to the Interim Measures for Floating Compulsory Insurance Rate of Motor Vehicle Traffic Accidents, two or more road traffic accidents occurred in the last year, and the compulsory insurance rate rose by 10%, and the road traffic accidents in the last year will rise by 30%. Car owners who have been involved in traffic accidents without responsibility in the last year or many years enjoy preferential treatment ranging from10% to 30%. Therefore, whether the accident happens or not has a great relationship with the insurance premium rate.
When we buy a used car, first of all, we should check the condition of the car. Second, we should check the accident records of previous years. By looking at the accident records of previous years, we can better release the information about the car except the car inspection, and also have a general concept of auto insurance premium.
Above, I hope I can help you.