The business scope of Lixin Express Finance Company includes business information consulting services, financial business process outsourcing services entrusted by financial institutions, financial software technology development, enterprise management consulting, real estate brokerage, agency, real estate market consulting, analysis and property management consulting services. (Projects subject to approval according to law can only be operated after approval by relevant departments).
According to the online disclosure, Lixin Express Company has many problems such as malicious solicitation, extortion and high interest. At present, all stores have been closed, but the company is still active on the online platform. According to the regulations, regular small loan companies are only allowed to do business locally, and users have to go to the company in person. A loan company may not charge pre-loan fees or withhold interest, and will never use a bank account in an individual's name to charge fees. For example, small loan companies in Beijing are only allowed to issue loans within the districts and counties where they are registered. Business beyond the geographical scope and business based on network platform are all scams. Users must be careful when borrowing money to prevent being cheated.
Pay attention to the following points when choosing a loan company:
1. After finding the loan company, be sure to check whether there is a business license. Formal loan companies can show their business licenses.
2. Check whether there is a fixed business place and contact information. Formal loan companies have fixed business premises and contact information. Liar institutions generally use QQ number, micro signal or mobile phone number. When choosing a loan platform, it is best to make a home visit before making a decision.
Don't pay any fees before lending. Formal loan companies will not charge borrowers any fees, including interest, before lending. If you meet a company that charges before lending, you can't trust it no matter how much.