1, on-site treatment
Individuals bring the original and 1 copy of their valid identity documents, fill in the "Personal Credit Report Inquiry Application Form" at the inquiry branch of the People's Bank of China, and then submit the inquiry application. For individuals who make inquiries for more than 3 times in that year, the staff will inform them that they need to pay the inquiry service fee, and the individual will decide whether to pay the inquiry fee voluntarily. The fee is paid in cash at first, and will be gradually increased as needed in the future.
The address of Suzhou Branch of China People's Bank is: No.59 Shishan Road, huqiu district, Suzhou, Jiangsu.
2. Online inquiry
You can use the platform system of the Credit Information Center of the People's Bank of China for inquiry.
Since March 27th, 20 13, the personal credit service platform of the central bank's credit information center has been tested and tried out for the public in Jiangsu, Sichuan and Chongqing provinces. Subsequently, since 20 13, 10/0/28, the pilot program has been expanded to 9 provinces, and 6 pilot provinces including Beijing, Shandong, Liaoning, Hunan, Guangxi and Guangdong have been added.
As the online inquiry of credit report is only piloted in some areas, there is no charge for the time being, and it does not occupy two free "places".
Extended data
Personal credit information is recorded in personal credit report, which mainly includes personal basic information, credit information and non-bank information (payment information of utilities such as water and electricity, tax arrears, civil judgments, etc.). ). This information will affect individuals' lending behavior in financial institutions.
For example, when a bank handles a personal mortgage, it needs to read a credit report. If the credit status is good, they may get preferential treatment, while those with overdue records may have to raise prices or even get loans. It can be said that the personal credit report is an individual's economic identity card.
Baidu Encyclopedia-Personal Credit Report