Materials to be submitted for handling the loan card business: loan card issuance approval:. Copy of business license of enterprise legal person or business license and present the original, copy of registration certificate of public institution and present the original. Other borrowers provide copies of their valid certificates and produce the original. Copy of People's Republic of China (PRC) organization code certificate and show the original. Copy of tax registration certificate of national tax and local tax and show the original. An enterprise as a legal person shall provide a copy of the registered capital verification report or other supporting materials related to the source of registered capital, and institutions or private non-enterprise units with legal person qualifications shall provide supporting materials of the source of funds. A legal person enterprise shall provide a copy of the articles of association and present the original, and a foreign-funded or joint venture shall provide a copy of the approval certificate and present the original. The balance sheet, profit and profit distribution table of the previous year or last month before the legal person enterprise obtains the license, and the financial statements of the institution in the previous year. Copy of identification (ID card, foreign passport, home visit permit, etc.). Resumes and certification materials of the legal representative, responsible person or agent and financial controller. An unincorporated enterprise provides a power of attorney for applying for a loan card issued by an unincorporated enterprise or a superior competent authority. Copy of the ID card of the handler and show the original. 0 Beijing enterprises and institutions to join the basic database of enterprise credit information application form. 1. Borrower's basic information entry template and borrower's financial statement entry template or SME information entry template. 2. Other materials required by the People's Bank of China. Credit card extension (annual review):. Copy or original of Business License of Enterprise as a Legal Person, copy and original of Registration Certificate of Public Institution, and other borrowers shall provide copies and original of their valid certificates. Copy of People's Republic of China (PRC) organization code certificate and show the original. Copy of tax registration certificate of national tax and local tax and show the original. The balance sheet, profit and profit distribution table of the legal person enterprise in the previous year and the financial statements of the institution in the previous year (if you have not participated in the annual review for many years, please submit the balance sheet, profit and profit distribution table of the year that you did not participate in the annual review, and each report should be stamped with the official seal and the name of the legal representative). Copy of the ID card of the handler and show the original. . Application form for loan card extension (annual review) of enterprises and institutions in Beijing, template for inputting borrower's basic information and template for inputting borrower's financial statements (if you have not participated in annual review for many years, please submit the template for inputting borrower's financial statements in the year that you did not participate in annual review). Credit card information change: Credit card information change includes: borrower name change; 2. Change the registered address; 3. Change the business scope; 4. Changes in industry classification; 5. Change after the registration certificate expires; 6. Change the password of the loan card; 7. Changes in organizational forms; 8. Changes in registered capital or start-up capital (limited to enterprises and institutions with legal personality and private non-enterprise units with legal personality); 9. Changes in investors and investment amount (limited to corporate enterprises and institutions); 10. Change the legal representative, general manager or the person in charge of the unit and the person in charge of finance. . 1-5 The following materials need to be submitted for information change: (1) The business license of an enterprise as a legal person, the business license of an unincorporated enterprise, the registration certificate of a public institution, and the documents submitted by other organizations to prove their legality need to be copied and the original ones should be presented; (2) A copy of the organization code certificate and show the original; (3) A copy of the ID card of the agent and show the original; (4) Loan card and loan card information change application form. .6 6- 10/0 information changes shall be submitted in addition to the above materials: (1) A letter of introduction stamped with the official seal of the loan card shall be provided for password changes. (2) The change of organizational form shall be submitted with the approval of transformation or the approval and copy of the superior unit. (3) Changes in registered capital or start-up capital need to be submitted: ① Proof of the source of registered capital: a copy of the capital verification report of registered capital, a copy of the asset appraisal report provided by non-monetary investment, and a copy of the registration certificate of state-owned property rights provided by state-owned enterprises. If there is no capital verification report for enterprises established after February 15, 2004, the Paid-in Capital Report or the Notice of Transfer of Capital by the Administration for Industry and Commerce can be submitted. Institutions or private non-enterprise units with legal personality shall submit proof of the source of funds; (2) A copy and original of the Articles of Association, and a copy and original of the approval certificate of a foreign-funded or joint venture; ③ Resume of senior managers (legal representative and person in charge); (4) Basic information input template of the borrower. (4) Where the investor and the amount of capital contribution are changed, the following documents shall be submitted: (1) the new articles of association and a copy thereof, the certification materials of the state-owned enterprise to change the investor, and the approval of the institution that proves the change of the investor or the amount of capital contribution; ② Resume of senior managers (legal representative and person in charge); (3) Basic information input template of the borrower. (5) The legal representative, general manager or person in charge and financial controller of the unit shall submit: ① a copy of the changed ID card of the legal representative, general manager or person in charge and financial controller of the unit; (2) Resumes of senior managers (legal representatives and responsible persons); (3) the borrower basic information input template ". Report the loss of credit card: submit the copies of Business License of Enterprise as a Legal Person, Business License of Enterprise without Legal Person and Registration Certificate of Institutions and Other Organizations, and show the originals. Copy of organization code certificate and show the original. Copy of the ID card of the handler and show the original. An application form for reporting the loss of a loan card signed by the legal representative or person in charge and stamped with the official seal. Cancellation of loan card (this business will be handled after the balance of credit business is settled): cancellation certificate and copy issued by the Administration for Industry and Commerce and the Bureau of Quality and Technical Supervision respectively. Copy of the ID card of the handler and show the original. Credit card and application form for cancellation of credit card.
May I ask the enterprise to apply for a loan card? Is the loan card application going to the People's Bank of China or the bank where the enterprise opens an account? thank you
Hello, enterprises need to apply for a loan card at the local people's bank before handling the loan business. People's banks in different places have different requirements. It is suggested to contact the local people's bank directly to verify the specific application process. The following are the application materials of some branches for reference: the following documents and materials need to be submitted, and the copies need to be stamped with official seals. 1. Fill in the loan card application form; 2. The original and photocopy of the business license of an enterprise as a legal person or the business license that has passed the annual inspection by the administrative department for industry and commerce, and the original and photocopy of the valid certificates of institutions and other borrowers; 3. The original and photocopy of the "People's Republic of China (PRC) Organization Code Certificate" that has passed the annual examination by the Technical Supervision Bureau; 4. Original and photocopy of basic account account opening permit; 5. Original and photocopy of national tax registration certificate or local tax registration certificate; 6. The balance sheet, income statement and cash flow statement of the legal person enterprise at the end of last quarter, and each report page shall be stamped with the official seal of the enterprise and signed by the financial person in charge and the tabulator; 7 copies of valid identity documents (ID card, foreign passport, home visit permit, etc.). ) the legal representative, responsible person or agent, and their resume certification materials, as well as a copy of the agent's identity certificate; 8. An enterprise as a legal person shall provide a copy of the capital verification report of the registered capital or relevant certification materials of the source of the registered capital, and issue a copy of the Organization Code Certificate of People's Republic of China (PRC) or a copy of the ID card of the contributed natural person. 9. Other materials required by the People's Bank of China.
(If you have any other questions, I suggest you consult "Online Customer Service"; Logincmu=0. Thank you for your attention and support! )
Where can I apply for a loan card?
Measures of China People's Bank for the Administration of Loan Cards
Chapter I General Provisions
Article 1 In order to standardize the administrative licensing of credit card issuance, strengthen the management of credit card use and protect the legitimate rights and interests of borrowers, these Measures are formulated in accordance with the Administrative Licensing Law of People's Republic of China (PRC) and the Administrative Licensing Law of People's Republic of China (PRC).
Article 2 A loan card is a qualification certificate issued by the People's Bank of China to borrowers to apply for credit business with financial institutions. The People's Bank of China is unified as the credit card code, and the credit card code is unique.
The loan card is held by the borrower, valid for 1 year, and is generally used in People's Republic of China (PRC).
Article 3 The branches of the People's Bank of China shall implement administrative licensing for the issuance of credit cards, and supervise and manage the holding and use of credit cards.
Article 4 The branches of the People's Bank of China shall follow the principles of openness, fairness and impartiality in issuing administrative licenses for loan cards and provide convenient services for borrowers.
Chapter II Application and Approval of Loan Cards
Article 5 Before handling the credit business for the first time, the borrower shall apply to the branch of the People's Bank of China where it is registered for a loan card.
Article 6 An applicant shall submit a written application in accordance with the format text of the loan card application formulated by the People's Bank of China, and submit the following materials:
(a) a copy of the business license, a copy of the legal person certificate of the institution or other registration certificates, and show the original;
(2) A copy of the organization code certificate of People's Republic of China (PRC) and show the original;
(3) A copy of the identity certificate of the agent;
(four) a copy of the identity certificate of the main investor;
(five) a copy of the tax registration certificate and produce the original;
(6) Other materials as stipulated by the People's Bank of China.
Where the applicant is an enterprise legal person, in addition to the above materials, it shall also submit:
(1) Articles of association of the enterprise as a legal person;
(2) Certification materials on the source of registered capital;
(3) photocopies of the identity documents of the legal representative and senior managers;
(4) the balance sheet, income statement and cash flow statement of the previous year and the previous quarter when the enterprise as a legal person applied for a loan card.
If the applicant is a legal person of a public institution, in addition to the materials listed in the first paragraph of this article, it shall also provide a copy of the identity certificate of the person in charge and financial statements.
Article 7 The People's Bank of China shall publish the conditions, procedures and time limits of the administrative licensing matters related to the issuance of loan cards in the office and on the public website, as well as the catalogue of all application materials to be submitted and the electronic template of the application format text.
Article 8 Applicants can download and fill in the electronic template of the application form on the public website, and submit the electronic template of the application form at the same time as submitting the written application materials.
Article 9 An applicant shall accurately fill in and truthfully submit relevant application materials, and be responsible for the authenticity of the application materials.
Article 10 If the application materials are complete and the form meets the requirements of these Measures, the branch of the People's Bank of China shall accept the application and review it.
If the application materials are incomplete or the form does not conform to the provisions of these Measures, the branch of the People's Bank of China shall inform the applicant of the contents that need to be supplemented at one time.
Eleventh audited, in line with the provisions of these measures and the applicant submitted an electronic template of the application, the branch of the People's Bank of China shall issue a loan card on the spot; In accordance with the provisions of these measures, but the applicant has not submitted the electronic template of the application, the branch of the People's Bank of China shall issue the loan card within 2 working days from the date of receiving the application materials.
Article 12 Where a loan card is refused, the branch of the People's Bank of China shall explain the reasons in writing and inform the applicant of the right to apply for administrative reconsideration or bring an administrative lawsuit according to law.
Chapter III Management and Use of Loan Cards
Thirteenth borrowers can set up a loan card security certification mark when receiving a loan card.
When the borrower changes the safety certification mark of the loan card, it shall go to the branch of the People's Bank of China with the unit certificate and the identity certificate of the agent.
Fourteenth branches of the People's Bank of China shall timely and completely provide the information generated by the borrower's application for a loan card and its updated information to the basic database of enterprise credit information.
Article 15 If any application materials other than the borrower's balance sheet, profit and loss statement, cash flow statement or other financial revenue and expenditure statements change, the borrower shall report the relevant materials to the branch of the People's Bank of China within 65,438+00 working days from the date of change.
Borrowers with loan cards can submit quarterly balance sheets, profit and loss statements and cash flow statements to the branches of the People's Bank of China on a quarterly basis to ensure that financial institutions know their relevant information in a timely, accurate and complete manner.
Article 16 If the borrower needs to extend the validity period of the loan card, it shall apply to the branch of the People's Bank of China that issued the loan card 30 working days before the expiration of the validity period of the loan card.
The borrower shall provide the following materials to the branches of the People's Bank of China for the continuation procedures:
(1) A copy of the business license that passed the annual inspection by the administrative department for industry and commerce in that year, and show the original, a copy of the valid registration certificate of the institution and other borrowers, and show the original;
(2) A copy of the People's Republic of China (PRC) Organization Code Certificate that passed the annual examination in that year and present the original;
(3) Other materials submitted when applying for a loan card.
Article 17 The People's Bank of China shall announce the procedures and time limit for applying for extending the validity period of the loan card, as well as the complete material catalogue and electronic template of the application format text. In offices and public networks.
Applicants can download and accurately fill in the electronic template of the application form on the public website, and submit the electronic template of the application form at the same time as submitting the application materials.
Article 18 If the application materials and the electronic template of the application form submitted by the applicant are verified to be correct, the branch of the People's Bank of China shall go through the formalities for extending the loan card on the spot; If the application materials are verified to be correct, but the applicant fails to submit the electronic template of the application, the branch of the People's Bank of China shall complete the formalities for extending the validity of the loan card within 2 working days from the date of receiving the application materials.
Article 19 If the loan card is lost or damaged, the borrower may apply to the branch of the People's Bank of China that issued the loan card with the unit certificate and the identity certificate of the agent, and the code of the renewed loan card remains unchanged.
Article 20 A borrower shall not lease, lend or illegally transfer a credit card in other forms.
Twenty-first borrowers in any of the following circumstances, the branches of the People's Bank of China shall cancel their loan cards:
(1) The business license of the borrower is revoked according to law;
(2) The borrower is declared bankrupt according to law;
(3) The borrower is dissolved;
(4) The borrower is revoked according to law;
(5) The Borrower has other circumstances of termination according to law.
Twenty-second financial institutions should check the borrower's loan card when handling credit business.
Financial institutions shall not handle credit business for borrowers who have no credit card and whose validity period has not been extended or cancelled.
Twenty-third any individual or organization that obtains or uses a loan card in violation of these measures has the right to report to the People's Bank of China, and the branches of the People's Bank of China shall promptly investigate and deal with it.
Chapter IV Punishment
Article 24 If a financial institution handles credit business for borrowers who have no loan card or whose loan card has not been extended or cancelled, the People's Bank of China will give them a warning, order them to make corrections, and impose a fine ranging from 654.38 million yuan to 30,000 yuan.
Article 25 If the borrower conceals relevant information and provides false application materials to handle the loan card, the branch of China People's Bank will not accept or refuse to issue the loan card, and give a warning.
Article 26 If a borrower obtains a loan card by cheating or other improper means, the branch of the People's Bank of China has the right to cancel the decision on administrative licensing of the loan card and give a warning.
Article 27 If the borrower illegally transfers the loan card by leasing or lending, the People's Bank of China will give a warning and order it to make corrections. If no correction is made within the time limit, a fine of 1 0,000 yuan will be imposed.
Twenty-eighth China people's Bank branch staff in violation of the provisions of these measures to issue a loan card to the borrower, shall be given administrative sanctions.
Chapter V Supplementary Provisions
Article 29 The term "credit business" as mentioned in these Measures refers to loans, guarantees, bank acceptance bills, letters of credit, letters of guarantee and other businesses that reflect the borrower's use of credit.
The term "borrower" as mentioned in these Measures refers to a legal person or other organization that handles credit business with financial institutions engaged in credit business.
The term "financial institutions" as mentioned in these Measures refers to policy banks, commercial banks (including foreign banks), urban credit cooperatives, rural credit cooperatives, trust and investment companies, finance companies, financial leasing companies, auto financing companies and other institutions approved by the financial supervision and management institutions in the State Council.
Thirtieth approach by the people's Bank of China is responsible for the interpretation of.
Article 31 These Measures shall come into force as of the date of promulgation. (End)
How to apply for a loan card?
Different types of borrowers need to bring the following documents to the People's Bank to apply for a card:
1, enterprise card guide
(1) loan card application form;
(2) The original and photocopy of the Business License for Enterprise as a Legal Person or the Business License (limited to the unincorporated enterprise authorized by the legal person enterprise) that has been inspected annually in that year;
(3) The original and photocopy of the People's Republic of China (PRC) Organization Code Certificate that has been inspected in that year;
(4) The original and photocopy of the basic deposit account account opening permit issued by the People's Bank of China;
(five) the original and photocopy of the capital verification report of the registered capital of the enterprise or the proof of the source of the registered capital;
(6) The balance sheet, profit and profit distribution statement and cash flow statement of the previous year and the latest month at the time of receiving the card, and affix the official seal;
A copy of the ID card of the legal representative;
(8) A copy of the ID card of the senior management;
(nine) a copy of the identity certificate of the shareholders;
⑽ Original and photocopy of the ID card of the agent;
⑾ Original and photocopy of State Taxation Administration of The People's Republic of China tax registration certificate;
⑿ Original and photocopy of local tax registration certificate;
(13) Articles of association of the enterprise as a legal person;
14. If the legal representative is an overseas investor and authorizes domestic personnel to handle relevant matters with full authority, the enterprise shall carry the power of attorney in addition to the above information.
2, institutions, social organizations do card guide
(1) loan card application form;
(2) The original and photocopy of legal person registration certificate, and the original and photocopy of the approval from the institution or the superior;
(3) The original and photocopy of the People's Republic of China (PRC) Organization Code Certificate that has been inspected in that year;
(4) The original and photocopy of the basic deposit account account opening permit issued by the People's Bank of China;
5. Balance sheet, profit and profit distribution statement and cash flow statement of the previous year and the latest month at the time of receiving the card, and affix the official seal;
[6] Original and photocopy of the ID card of the agent.
3, the administrative organs to build office buildings, medical and health departments to buy equipment and other financing needs; Commercial community organizations approved by the civil affairs department, such as nursing homes; Village-level economic organizations and other institutions with organization code certificates shall go through the card collection procedures according to the institutions and provide the letter of intent for loans issued by financial institutions.
4. Securities companies that meet the conditions of borrowers in the Measures for the Administration of Stocks of Securities Companies; Operating financial institutions authorized by financial enterprises and legal persons approved to have secured business, etc. Please handle the card formalities according to the enterprise and provide the letter of intent for loan issued by the financial institution.
5, personal card guide
(1) If an individual acts as a guarantor to provide guarantee for enterprises and institutions, he must apply for a loan card.
(2) The applicant downloads the balance sheet, profit and profit distribution statement and cash flow statement on the website of the municipal government, and after copying the data, brings the following documents to the People's Bank of the place of registration to apply for a card:
① loan card application;
Original and photocopy of the household registration book;
③ Original and photocopy of ID card;
④ Letter of intent for loan.
The People's Bank of China will issue the loan card within five working days from the date of application after verifying the above information. The loan card shall be kept by the receiving unit or individual.
How to write a model loan card application? Thank you for giving me a model essay.
Hello, bank loan application model.
Bank of China loan application:
_ _ _ _ _ Branch of Bank of China:
I am an employee of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Based on the principle of honesty and trustworthiness, I declare that this property is the first house purchased by family loans (excluding provident fund loans). I have opened a repayment account (account number:) in our bank (branch) as required by your bank, and promised to deposit the current principal and interest in full before the repayment date of each installment and the loan maturity date, and at the same time authorized the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from this account on the monthly repayment date and loan maturity date; If I change the repayment account, I will provide the new account information in time; If the account funds are insufficient and the loan is in arrears, I accept all legal collection measures of your unit (bank) and voluntarily bear all consequences.
Applicant (signature and fingerprint):
Valid ID number:
Date, year and month
The enterprise loan application model can be written like this.
This concludes the introduction of the People's Bank loan card application form and the bank loan application form template. I wonder if you found the information you need from it?