How to collect debts effectively, efficiently and legally

1. Ask how the other party intends to ask for the debt. If it is violent, it should be entrusted with caution. Otherwise, once something goes wrong, the debt will not be recovered, but will be limited to the crime. If it is some other security way, you can consider it.

2. Understand the charging methods of debt collection companies. It is best not to believe in the method of "charging first and then doing things", because many informal debt collection companies can't do anything after collecting money. However, finding a debtor is different, because it costs money to find someone. If you provide a false personnel information, the company will suffer, which is also to avoid the losses of both parties. At this point, you can find friends who are familiar with this aspect.

The answer to the question is whether the company that wants the account is legal. How the account-demanding company asks for accounts determines whether the account-demanding company is legal or not. Therefore, the operation method of debt collection companies, that is, debt collection methods, is also a problem that customers must pay attention to when looking for debt collection companies to entrust.

At present, there is no legal "debt collection company" in China. The so-called "debt collection companies" only rely on some improper means that are outside the law. Just importune, such as constant debt collection and door-to-door debt collection, which has seriously disrupted your life and forced you to submit. Worst of all, some "debt collection companies" threatened debtors with hooligans and thugs, and even resorted to kidnapping to force debtors to pay their debts, causing new social problems.

However, it is obviously illegal for creditors to entrust debt collection companies to collect accounts from debtors when the current laws do not make debt collection companies legal, and it should be resolutely stopped.