Student loans are divided into student-origin student loans and university student loans. The application time for student loans is generally June-September (summer vacation), and the application time for college students' loans is generally September-65438+February (after the start of school).
When did you apply for a student loan?
The application time of student loans is not fixed and unified, and the application time of student loans in different types and regions is slightly different. Student loans are divided into student-origin student loans and university student loans. The application time for student loans is generally June-September (summer vacation), and the application time for college students' loans is generally September-65438+February (after the start of school). For details, please call the student loan service hotline of China Development Bank at 95593.
In addition, you can only apply for one of the student-origin student loan and the college student loan. Student loans can be applied to the local student financial assistance management center or bank, and student loans can be applied to the student financial assistance management center.
Student loan application process
1, national student loan application process
(1) Apply for a student loan from the school.
(2) Get the student loan application form and fill it out.
(3) Fill it out and submit it to the school, and attach relevant materials: student ID card, copy of ID card, description of family situation, proof of family difficulties, etc.
(4) Waiting for the approval of schools and banks. After the approval, you can sign a contract and apply for a student loan.
2. Student loan process
(1) Apply for a loan from the Student Financial Assistance Management Center of the Education Bureau where the household registration is located.
(2) Fill in the loan application form and provide the following materials: the original and photocopy of the household registration book, the original and photocopy of the ID card, the certificate of student status, and the certificate of student credit loan issued by the school.
(3) After approval, you can sign a contract and get a loan.
Note: after signing the student loan contract, you need to repay according to the contract requirements. If it is overdue, you will also get credit information at the meeting.
Student loan service hotline
National unified student loan service hotline 95593
First, the national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy.
Second, the national student loan is a bank loan led by the government, subsidized by the government, jointly compensated by finance and universities, and jointly operated by banks, education administrative departments and universities.
3. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation. On August 8, 20 12, the new student loans of the development bank will exceed 1200 million yuan.
Four. 2065438+On July 20th, 2005, the Ministry of Education and other departments jointly issued "Several Opinions on Perfecting the National Student Loan Policy". According to the Opinions, in order to effectively reduce the financial burden of borrowing students, the longest loan period is extended from 14 to 20 years, and the grace period for repayment of principal is extended from 2 years to 3 years. The loan interest of students during their school days will be fully subsidized by the government.
5. On July 2, 2020, the Ministry of Education, the Ministry of Finance, the People's Bank of China and the China Banking Regulatory Commission jointly issued the Notice on Adjusting and Perfecting the Relevant Policies of National Student Loan (No.4 [2020] of National Student Loan), which clearly adjusted the relevant policies of student loan from three aspects: repayment grace period, loan term and loan interest rate.
Six, there are four main forms of loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan.
Seven, public full-time colleges and universities should actively implement the national student loan policy, and cooperate with cooperative banks to handle national student loans for poor students in colleges and universities. In addition, some private colleges and universities have launched national student loans, and students should pay attention to the relevant statements in the school enrollment brochure or admission notice.
Extension time of student loan
With the end of the college entrance examination, thousands of students have entered the halls of universities and gone to higher-level universities to study. For some students with financial difficulties, the application they must make before going to college is to apply for a student loan. 202 1 when will the student loan be renewed? This is the latest time!
202 1 when will the student loan be renewed?
According to the past situation, most schools will complete the application review of student loan extension at the end of June each year, and mid-June is the latest deadline for student loan extension. Take Henan as an example. Most schools in Henan require students to fill out and submit an application for loan extension before June.
Strictly speaking, 202 1 Due to the differences in regional policies and banking systems, the renewal time of student loans in different provinces and cities may vary greatly. If you are not sure, students can call the national development bank's student loan service hotline 95593 for detailed information.
Of course, whether students want to apply for student loans or renew their loans, the sooner the better. Now, you can apply for a student loan directly online. It is suggested that you can choose to apply online at home. Do not meet the application conditions or insufficient preparation of materials, can be revised in time.
What are the loan renewal processes for student loans?
1. Students need to log on to the student loan website of China Development Bank.
2. After logging in, click "Modify Personal Information" to improve personal information. If * * * changes with the borrower, it is necessary to go through the formalities of * * * change with the borrower first. If there is no change, don't change.
3. Click on the loan application-Add-Improve the information of continuing love-Submit-Student Financial Assistance Center for review.
4. Students log on to the student online service system, submit the loan extension application and fill in the loan extension statement. Summarize and state the thoughts and progress of family economic situation in the past year or at present, with no less than 100 words.
5. Students who are not in CDB loans are not within the application scope of online loan renewal.
The above is the related content of "202 1 extension time of student loan". I hope I can help you!
What if the school fills in the wrong student loan? Can I change it again?
Can be modified. When the contract is not signed, if the school fills in the wrong information or other information is wrong, you can enter the student loan system to modify it, and then apply for a loan again in the system. If a contract is signed, it is necessary to contact and communicate with the teacher at the loan processing point of the student origin, and then modify and sign the contract again.
Because the IOU after signing the contract should be given to the school, if the wrong information is not corrected before, the loan cannot be made. The service hotline of student-origin student loan is 95593.
Extended data:
Application and handling procedures of student-origin student loan
1. Loan application: The borrower applies for a loan to the Student Financial Assistance Management Center of the Education Bureau of the county (city, district) where his household registration is located (hereinafter referred to as the "county-level financial assistance center"), fills in the loan application form and provides the following materials:
2. Signing: ① The local student aid center examines the application materials → ② The local student aid center instructs the borrower to open a personal account in the handling bank → ③ Signing the loan contract of student-origin credit student loan → ④ The local student aid center issues the receipt of the student-origin credit student loan contract.
3. Contract receipt: ① Borrowing students bring the contract receipt to the school → ② The school goes through the formalities according to the requirements of the contract receipt → ③ The students themselves send the contract receipt back to the county-level financial aid center where the students are located → ④ The local financial aid center prepares a summary table and submits it to the provincial student financial aid management center → ⑤ The provincial financial aid management center submits it to the handling bank for review.
4. Loan issuance: ① The handling bank transfers the loan funds to the borrower's personal account → ② The loan funds are transferred from the personal account to the tuition account of the borrower's school.
5. Contract change. After the signing of the loan contract, if the borrower needs to change the personal account name or account number, or the borrower cannot repay the loan according to the repayment plan agreed in the loan contract due to reasons such as continuing his studies or dropping out of school, the contract can be changed upon the borrower's own application and the approval of the county-level funding center. In principle, the adjustment of the repayment plan can only be carried out within the loan period agreed in the contract and cannot be extended.