1, Beijing hukou can buy two houses. If it is the first suite, the construction area is less than 90 square meters, and the deed tax rate is reduced to 1%. If the building area is more than 90 square meters, the deed tax rate will be reduced to 1.5%. If it is the second set of improved housing, the deed tax rate will be reduced to 1% if the construction area is less than 90 square meters, and 2% if the construction area is more than 90 square meters.
2. Beijing purchase process: two sets of local household registration are restricted, and one set of non-local household registration is restricted. Non-local household registration must pay social security, provident fund and related taxes and fees in Beijing for five years (60 months) before they are eligible to buy a set. If you have a record of buying a house loan in a foreign country or hometown before, the down payment will not be less than 80% whether it is paid off or not. If you don't meet the above conditions and have a work residence permit in Beijing, buy one for singles and two for families. Tongzhou District has its own purchase restriction policy. Tongzhou household registration is limited to two sets in Tongzhou, the first set is 35%, and the second set is 60%. Beijing household registration can be purchased in Tongzhou, and foreign household registration needs to pay taxes in Tongzhou for 60 months continuously, and one set is limited, and the first set is 35%.
3. Married Beijing family (except Tongzhou): You can buy two sets if you don't have a room, and you can buy 1 set if you have one. Single Beijing-based families (including unmarried, divorced and widowed families): those who have no house in Beijing can buy 1 room.
The process of foreigners buying a house in Beijing;
1. Prepare housing funds: Before buying a house, you need to prepare enough housing funds, including down payment and loan amount. When foreigners buy a house in Beijing, the down payment ratio is generally higher than that of locals, so they need to know the relevant policies in advance.
2. Choose the purchase area and housing: Foreigners need to choose their own purchase area and housing in Beijing. You can check the housing information through real estate agents, networks and other channels, and conduct on-the-spot investigations.
3. Sign a house purchase contract: After a foreigner chooses a house, he needs to sign a house purchase contract with the seller and pay the corresponding deposit or advance payment. At this time, it should be noted that the purchase contract needs to comply with relevant laws and regulations, and the terms in the contract need to be clear and legal.
4. Apply for real estate license: After the house purchase contract is signed, foreigners need to apply for real estate license. The specific process includes paying the house price to the seller, handling the transfer formalities, and applying for the real estate license from the Housing Authority.
5. Paying taxes and fees: the purchaser needs to pay the house transaction tax, deed tax, personal income tax and other related taxes and fees.
6. Apply for a loan: If foreigners need to apply for a loan to buy a house, they need to provide relevant loan application materials to the bank, such as income proof, personal credit report and housing evaluation report. The bank will approve the loan application according to the credit status and income of the buyers.
To sum up, there may be differences in different regions and different time periods. It is recommended to consult the local real estate agent or developer for confirmation before buying a house.
Legal basis:
Article 209 of the Civil Code of People's Republic of China (PRC)
The establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law.
Natural resources owned by the state according to law may not be registered.
Article 2 10
The registration of real estate shall be handled by the registration agency where the real estate is located.
The state implements a unified registration system for real estate. The scope, organization and method of unified registration shall be stipulated by laws and administrative regulations.