How much is the transfer fee for the house? Can the house be transferred during the mortgage period?

Now many families buy second-hand houses, because most friends can buy houses as soon as possible, but it is difficult to do this in new houses now, so most friends firmly set their goal on buying second-hand houses. If you buy a second-hand house, you must know in advance how to charge for the transfer of the house. The house is still mortgaged. Can I transfer it?

How much do you charge for house transfer?

When the house is transferred, both the buyer and the seller have to pay taxes, and the buyer has to pay deed tax: 65438+ 0.5% of the house price (3% for the area 144 square meters, and 1% for the first suite if the area is less than 90 square meters); Stamp duty: 0.05% of the house price; Transaction fee: 3 yuan/m2; Surveying and mapping fee: 1.36 yuan/m2; Ownership registration fee and evidence collection fee: Generally speaking, it is around 200 yuan.

Here the seller has to pay stamp duty: 0.05% of the house price; Payment of transaction fee: 3 yuan/m2; Pay business tax: 5.5% of the total amount (if the real estate license is less than 5 years); Pay personal income tax: 20% of the transaction profit of real estate or 65438+ 0% of the house price (the real estate license can be exempted after 5 years).

The house is still mortgaged. Can I transfer it?

1. houses with outstanding loans can be bought and sold in practice, but corresponding work should be done in the early stage. The specific operation direction and steps should be based on the specific conditions of the property and the specific requirements of the owner.

It is best to pay off the loan before the real estate transaction. This will not only make real estate transactions faster, but also make buyers feel more at ease. However, if the loan is not paid off for various reasons, you can choose according to your specific situation and actual needs.

3. If the seller wants to pay off the loan before selling the property or the buyer is optimistic but unwilling to buy the property with outstanding loan, this method can be adopted. But the premise is that the homeowner can apply for a loan only if he has collateral (such as other real estate) recognized by the bank. In this way, the owner can lend a certain amount of money to the bank through mortgage loan to repay the real estate loan he wants to sell and promote the success of the sale.