Is it safe and reliable to lend directly to dry banks and financial banks?

Unsafe and unreliable. Offline bank direct lending institutions are unreliable. Under the banner of formal institutions, bank direct lending institutions induce consumers to apply for loans, which are unsecured, unsecured, low-interest and interest-free, and credit information is washed white. Behind these attractive conditions are actually traps such as high handling fees and loan scams. Direct bank loan means that the borrower directly contacts the bank to apply for a loan, which is called "direct customer loan".