What do you know about buying a house? After watching the second driver get old.

Now most young people want to buy their own house by their own efforts, but these people are basically small buyers with little experience in buying houses. Property buyers are often most concerned about housing prices, floors, prices, huxing, often ignoring other factors. I don't even know some basic common sense about buying a house. In this case, buyers will inevitably take many detours. The following small series will explain to you the common sense of buying a house! Let's have a look!

1, about the length of property rights

Housing is a permanent property right, and the daily term of property right actually refers to the term of land transfer. The service life of commercial residential land is 70 years, commercial real estate land is 40 years, and industrial land is 50 years. When buying a house, you need to clearly identify it.

2. About five certificates

Five certificates are important documents for developers. Developers can only build houses and sell houses after obtaining five certificates. The five cards include:

Commercial housing sales (pre-sale) permit, construction permit, construction planning permit, construction land planning permit, and state-owned land use permit. Property buyers must know these things in advance when choosing a house to see a house!

3. About apartment types

Property buyers should not only look at the floor plan, but also look at the following drawings: project plan and floor plan. In order to better understand the apartment design.

4. About the gift area

I believe that when you are looking for a house, many property consultants will tell you how much free space you have, such as bay windows and terraces, in order to attract everyone. However, the balcony is divided into convex balcony and concave balcony. All concave balconies are calculated, and half convex balconies are included in the property area. These little things need to be understood by everyone.

5. About the story height

The story height refers to the vertical dimension between the surface of the lower floor or the upper surface (or lower surface) of the floor and the upper surface (or lower surface) of the adjacent upper floor. This is what we call the height of the building structure. When we choose a house, we'd better go to the model room to feel the height of the low floor for ourselves. Will it be too depressing?

6. About the depth of the bay

The bay refers to the horizontal width of the lighting surface of the house, and the depth refers to the vertical depth perpendicular to the lighting surface. Theoretically speaking, the greater the width and the smaller the depth of a house, the better the lighting of the house.

7. About proof of income

Now most people need a loan to buy a house. When applying for a loan from a bank, you need to provide a personal income certificate to the bank, which can be issued by your work unit or through the bank's running water. Everyone needs to pay attention to this!

8. About the qualification of buying a house

Up to now, many cities across the country have implemented the purchase restriction policy, and some cities still carry out the purchase restriction on a district basis. Therefore, before you decide to buy a house, the first thing you have to do is to confirm whether you are qualified to buy a house in your city.

9. About the provident fund

Compared with commercial loans, provident fund loans have great advantages of low interest rate and less interest. However, there are certain restrictions on provident fund loans. For example, if you buy a house, you must confirm your maximum loan amount before you can determine whether to use the provident fund loan.