Can the heavy basic insurance amount of universal insurance be changed?

Universal insurance, relatively flexible, is its function and feature, and the insured amount can be adjusted within the validity period of the policy.

But in the problem, the customer is seriously ill, and it is impossible and impossible to adjust the insurance coverage.

Every time you raise the insurance amount, you need to be audited by the insurance company, and you need to tell the customer truthfully. Underwriting will make a decision on whether to increase the insured amount according to the situation, or ask the customer to issue a medical report, or directly ask the customer to come to the insurance company for a medical examination. These are all possible.

If the customer fails to tell the truth, the adjustment of the insurance amount will not be guaranteed and recognized, and the insurance company will not compensate.