First of all, the loan product regulations of each bank or credit cooperative may be different, and the loan amount, interest rate and prepayment regulations are different. Therefore, to answer this question, it is very important to know the specific loan contracts and agreements.
Usually the loan contract will clearly stipulate the limit of early repayment. This limit can be the maximum amount of one-time repayment or the maximum amount of each repayment. If the borrower's prepayment exceeds the limit stipulated in the contract, the lending institution may charge a certain amount of liquidated damages or extra fees. In addition, the advance payment exceeding the limit may not be accepted or processed.
Therefore, if your rural credit cooperative Sanhui loan contract clearly stipulates the limit of early repayment, and you exceed this limit, I suggest you communicate with the lending institution to find out their specific policies and requirements and see if it can be resolved through consultation. Sometimes, the lending institution may make special treatment according to the actual situation, but this needs to be decided according to the specific situation.
In short, if your prepayment exceeds the quota limit stipulated in the loan contract of rural credit cooperatives, I suggest you contact the lending institutions and consult their policies and suggestions in order to find a solution. Please remember that different banks or credit cooperatives may have different specific policies and handling methods, so you need to consult relevant institutions to obtain accurate information.